Islamic Auto Finance Executive (UAE)

ADIB - Abu Dhabi Islamic Bank; Dubai; On-site; AED 120,000 - 180,000; Full time

Job summary

ADIB - Abu Dhabi Islamic Bank in the UAE is seeking an Islamic Finance Executive for Auto Finance. The role focuses on sourcing auto finance products, building relationships with businesses and individuals, and processing Murabaha contracts with strict adherence to ADIB policies.

The candidate will manage credit applications, ensure accuracy of documents, and deliver prompt service while maintaining confidentiality and compliance with local regulations.

Qualifications

• Broad knowledge of ADIB's Retail Banking products & services.
• Fair knowledge of service standards, Sales skills and Computer skills.
• Good Knowledge of UAE banking practices, regulations & risks.
• General awareness of competitors in the local market.

Responsibilities

• Source Sahel products to the specified target segment and achieve or exceed the assigned target.
• Maintain good relationships with all business entities/individuals where the business sourced.
• Visit potential companies/institutions to finalize deals within ADIB policy and turnaround time.
• Maintain full awareness of product knowledge and implement it at all times.
• Deliver timely and prompt service to customers.
• Adhere to office timings, maintain data confidentiality and secrecy norms.
• Prepare and review Standard Credit Applications and verify authenticity of critical documents.
• Follow approval processes and escalate delays to RSS when needed.
• Execute Murabaha contracts and prepare files for card issuance within 24 hours of signing.
• Ensure all applications are error-free and correct any errors.
• Check file activation and notify RSS in case of delays at Card center.
• Maintain good rapport with inter-departments to ensure smooth workflow.
• Participate in promotions and cross-sell other banking products on best efforts basis.
• Escalate customer complaints to supervisor if any.

Skills

Retail Banking

Sales Skills

Computer Skills

Banking Regulations

Job description

ADIB - Abu Dhabi Islamic Bank in the UAE is seeking an Islamic Finance Executive for Auto Finance. The role focuses on sourcing auto finance products, building relationships with businesses and individuals, and processing Murabaha contracts with strict adherence to ADIB policies.

The candidate will manage credit applications, ensure accuracy of documents, and deliver prompt service while maintaining confidentiality and compliance with local regulations.