Islamic Finance Executive-Auto Finance Outsource HV

ADIB - Abu Dhabi Islamic Bank; Dubai; In loco; AED 120.000 - 180.000; Tempo pieno

Descrizione del lavoro

ADIB - Abu Dhabi Islamic Bank in the UAE is seeking an Islamic Finance Executive for Auto Finance. The role focuses on sourcing auto finance products, building relationships with businesses and individuals, and processing Murabaha contracts with strict adherence to ADIB policies.

The candidate will manage credit applications, ensure accuracy of documents, and deliver prompt service while maintaining confidentiality and compliance with local regulations.

Competenze

• Broad knowledge of ADIB's Retail Banking products & services.
• Fair knowledge of service standards, Sales skills and Computer skills.
• Good Knowledge of UAE banking practices, regulations & risks.
• General awareness of competitors in the local market.

Mansioni

• Source Sahel products to the specified target segment and achieve or exceed the assigned target.
• Maintain good relationships with all business entities/individuals where the business sourced.
• Visit potential companies/institutions to finalize deals within ADIB policy and turnaround time.
• Maintain full awareness of product knowledge and implement it at all times.
• Deliver timely and prompt service to customers.
• Adhere to office timings, maintain data confidentiality and secrecy norms.
• Prepare and review Standard Credit Applications and verify authenticity of critical documents.
• Follow approval processes and escalate delays to RSS when needed.
• Execute Murabaha contracts and prepare files for card issuance within 24 hours of signing.
• Ensure all applications are error-free and correct any errors.
• Check file activation and notify RSS in case of delays at Card center.
• Maintain good rapport with inter-departments to ensure smooth workflow.
• Participate in promotions and cross-sell other banking products on best efforts basis.
• Escalate customer complaints to supervisor if any.

Conoscenze

Retail Banking

Sales Skills

Computer Skills

Banking Regulations

Descrizione del lavoro

Job Description:

Role : Islamic Finance Executive- Auto Finance

Location : UAE

Main Responsibilities:

• To source Sahel products to the specified target segment and achieve or exceed the assigned target.
• Maintain good relationship with all the business entities/ individuals where the business sourced.
• To visit potential companies / institutions, to finalize business deals within the targeted turnaround timebased on ADIB policy and procedure.
• Fullawareness on product knowledge and implementing them at all times.
• Deliver a timely prompt service to the Customers.
• Adhere with stipulated office liming, follow strictly, secrecy norms and maintain data confidentiality.
• Prepare and review Standard Credit Application and ensure alI informationprovided are accurate and ensure authenticity of the critical documents (Copiesof Bank Statement, Passport copy, Salary certificate) prior sending to DSPU for processing.
• Follow the approval process and escalat the delay to RSS, if any.
• Execute Murabaha contract with the customer representing ADIB, and prepare the file as per the check list, forward card a location for card issuance through the coordinators within 24 hours of completing signing formalities with customer.
• To ensure that all applications submitted are error free and fix rectify the errorin case of any.
• Check the file activationand notifythe RSS in case of delayat Card center end.
• To maintain a good rapport with lnter-department / peers by ensuring a smooth flow of business.
• To participate in activities assigned by your line manager during promotions.
• Initiate cross-sell other banking products on best efforts basis.
• Escalate customer complaints to the supervisor level if any.

Specialist Skills / Technical Knowledge Required for this role:

• Broad knowledge of ADIBs Retail Banking products & services
• Fair knowledge of service standards, Sales skills and Computer skills
• Good Knowledge of UAE banking practices, regulations &. risks
• General awareness of competitors in the local market