Home Finance Advisor Outsource HV

ADIB - Abu Dhabi Islamic Bank; Abu Dhabi; On-site; AED 60,000 - 90,000; Full time

Job summary

ADIB - Abu Dhabi Islamic Bank is seeking a Home Finance Advisor in the UAE. The role focuses on originating home loan applications from eligible customers and meeting monthly targets while adhering to bank procedures and regulatory requirements.

The ideal candidate has at least 2 years of sales experience and knowledge of the real estate market, with banking experience considered an advantage but not mandatory. You will work within a target-driven banking environment to grow home loan business.

Qualifications

• Sales experience of 2 years or more.
• Banking experience preferred but not mandatory.
• Real estate market knowledge is advantageous.

Responsibilities

• Source home finance applications from the bank's eligible target segment.
• Ensure monthly disbursement targets are met.
• Identify business development opportunities to increase sales.
• Ensure daily submissions are complete with documentation and credit requirements.
• Adhere to bank processes, SOPs and local regulations.
• Ensure KYC and IDV checks are completed per guidelines.
• Avoid mis-selling and ensure accurate information to clients.

Skills

Sales Experience

Real Estate Market Knowledge

Banking Experience

Job description

Job Description

Role : Home Finance Advisor
Location : UAE

Role Purpose

Responsible to accomplish the acquisition targets month on month within the approved guidelines of the bank.

Key Accountabilities

• To source home finance applications from the eligible target segment of the bank
• To ensure that individual targets are met month on month
• To identify business development opportunities to increase sales
• To ensure the daily submissions are complete in both documentation and credit requirements
• Ensure adherence of all banks prescribed processes, standard operating procedures and central bank local requirements
• To ensure appropriate KYC & ID&V has been completed for the customers in line with stipulated guidelines.
• To ensure all correct and accurate information has been communicated to the customers. There should not be any instances of mis-sell, or incorrect information given to clients.

Results required are:

• To ensure monthly disbursement targets are met.
• To ensure complete and correct applicants are submitted for a smooth and successful process.
• To ensure new avenues are opened such as to source new business and meet monthly targets

Specialist Skills / Technical Knowledge Required for this role

Sales Experience, Real Estate Market Knowledge and working experience. Banking experience preferred but not mandatory.

Previous experience required

Sales Experience of 2 years or more