Specialist: Litigation

Capitec Ltd; Sandton; On-site; ZAR 600,000 - 900,000; Full time

Job summary

Capitec Ltd is seeking a Specialist: Litigation to lead civil and commercial litigation within the Collections and Recoveries team. The role targets an admitted Attorney or Advocate with experience in debt recovery, banking law, and insolvency processes.

You will develop and drive legal recovery strategies, manage collateral realisation, and collaborate with internal and external stakeholders to maximise recoveries while minimising impairment costs.

Qualifications

• Admitted Attorney or Advocate.
• 2-3 years’ post-admission experience in civil and/or commercial litigation.
• Strong understanding of litigation processes, debt recovery/collections, and banking/financial services environments.

Responsibilities

• Managing civil and commercial litigation matters relating to debt recovery and collections.
• Driving legal recovery strategies to optimise collateral realisation across multiple product portfolios.
• Negotiating settlements and restructuring distressed debt arrangements.
• Collaborating with internal and external stakeholders to maximise recoveries and minimise impairment costs.
• Managing insolvency, liquidation, sequestration, and business rescue processes.
• Providing specialist legal input into collections and recoveries strategies.
• Monitoring legal service providers and litigation performance to ensure optimal commercial outcomes.
• Identifying legal risks and recommending effective mitigation strategies.

Skills

Litigation processes

Debt recovery & collections

Credit legislation

Insolvency legislation

Banking & financial services

Education

Postgraduate qualification in Law or Commerce

Master's Degree in Law (LLM) or MBA (advantageous)

Tools

Microsoft Excel

Microsoft Word

Microsoft Outlook

Job description

Specialist: Litigation

Join Capitec and Help Shape Positive Recovery Outcomes At Capitec, we believe banking should be simple, accessible, and driven by people who are passionate about making a difference. We're looking for a highly motivated and solution-oriented specialist to join our Collections and Recoveries team. This is an exciting opportunity for an admitted Attorney or Advocate who thrives in a fast-paced environment and is passionate about legal strategy, debt recovery, and delivering commercial outcomes.

Why this role matters

As a Specialist: Litigation, you will play a pivotal role in managing and driving legal recovery strategies across Capitec's non-performing loan portfolio. By initiating, monitoring, and controlling legal processes relating to various forms of collateral, you'll help maximise recoveries, minimise losses, and contribute to sustainable financial solutions for clients facing financial distress.

You’ll work at the intersection of law, finance, and business strategy, applying your legal expertise to complex recoveries, restructures, litigation matters, and insolvency processes while helping protect the bank's interests.

What you’ll be doing

• Managing civil and commercial litigation matters relating to debt recovery and collections.
• Driving legal recovery strategies to optimise collateral realisation across multiple product portfolios.
• Negotiating settlements and restructuring distressed debt arrangements.
• Collaborating with internal and external stakeholders to maximise recoveries and minimise impairment costs.
• Managing insolvency, liquidation, sequestration, and business rescue processes.
• Providing specialist legal input into collections and recoveries strategies.
• Monitoring legal service providers and litigation performance to ensure optimal commercial outcomes.
• Identifying legal risks and recommending effective mitigation strategies.

What we’re looking for

Minimum Requirements

• Admitted Attorney or Advocate.
• 2-3 years’ post-admission experience in civil and/or commercial litigation.
• Strong understanding of:
  • Litigation processes
  • Debt recovery and collections
  • Credit legislation
  • Insolvency legislation and procedures
  • Banking and financial services environments

Ideal experience

3+ years’ post-admission legal experience.

At least 2 years within a Collections, Recoveries, or Debt Recovery environment.

Exposure to distressed debt restructuring and financial assessments.

Experience working with secured lending and collateral realisation processes.

Qualifications

Minimum:

• Relevant postgraduate qualification in Law or Commerce.

Advantageous:

• Master's Degree in Law (LLM), MBA, or equivalent postgraduate qualification.

Skills that will set you apart

• Strong negotiation and influencing abilities
• Excellent problem-solving and analytical skills
• Sound decision-making capability
• High attention to detail
• Commercial and financial acumen
• Advanced Microsoft Office skills, particularly Excel, Word, and Outlook
• Ability to manage multiple matters and deadlines effectively

Why Capitec

At Capitec, you'll be part of an innovative and purpose-driven organisation that values collaboration, diversity, and continuous growth. You'll work alongside talented professionals who are committed to delivering exceptional client outcomes while building a career in one of South Africa's leading banking institutions.

If you're passionate about litigation, recoveries, and using your legal expertise to drive meaningful business outcomes, we'd love to hear from you.

Conditions of Employment

• Clear criminal and credit record