Specialist: Litigation

Capitec Bank Ltd.; Sandton; On-site; ZAR 800,000 - 1,100,000; Full time

Job summary

Capitec Bank Ltd. is seeking a Specialist: Litigation, an admitted Attorney or Advocate, to lead legal recovery strategies for non-performing loan portfolios.

The role covers civil and commercial litigation, collateral realisation, and restructuring distressed debt within a fast-paced banking environment. The ideal candidate has 3+ years of post-admission experience, exposure to distressed debt, and strong negotiation, analytical, and financial acumen skills.

Qualifications

• Admitted Attorney or Advocate.
• 2-3 years' post-admission experience in civil/commercial litigation.
• Strong understanding of litigation processes, debt recovery, credit legislation, insolvency legislation, and banking environments.

Responsibilities

• Manage civil and commercial litigation related to debt recovery and collections.
• Drive legal recovery strategies to maximise collateral realisation across portfolios.
• Negotiate settlements and restructure distressed debt arrangements.
• Collaborate with internal and external stakeholders to maximise recoveries and minimise impairment costs.
• Manage insolvency, liquidation, sequestration, and business rescue processes.
• Provide specialist legal input into collections and recoveries strategies.
• Monitor legal service providers and litigation performance for optimal outcomes.
• Identify legal risks and propose mitigation strategies.

Skills

Negotiation

Analytical skills

Decision making

Attention to detail

Financial acumen

Microsoft Office

Education

Postgraduate qualification in Law or Commerce

Master’s Degree in Law (LLM) or MBA (advantageous)

Tools

Microsoft Office (Excel, Word, Outlook)

Job description

Join Capitec and Help Shape Positive Recovery Outcomes

At Capitec, we believe banking should be simple, accessible, and driven by people who are passionate about making a difference. We're looking for a highly motivated and solution-oriented Specialist: Litigation to join our Collections and Recoveries team. This is an exciting opportunity for an admitted Attorney or Advocate who thrives in a fast-paced environment and is passionate about legal strategy, debt recovery, and delivering commercial outcomes.

Why this role matters

As a Specialist: Litigation, you will play a pivotal role in managing and driving legal recovery strategies across Capitec's non-performing loan portfolio. By initiating, monitoring, and controlling legal processes relating to various forms of collateral, you'll help maximise recoveries, minimise losses, and contribute to sustainable financial solutions for clients facing financial distress.

You’ll work at the intersection of law, finance, and business strategy, applying your legal expertise to complex recoveries, restructures, litigation matters, and insolvency processes while helping protect the bank's interests.

What you’ll be doing

Managing civil and commercial litigation matters relating to debt recovery and collections. Driving legal recovery strategies to optimise collateral realisation across multiple product portfolios. Negotiating settlements and restructuring distressed debt arrangements. Collaborating with internal and external stakeholders to maximise recoveries and minimise impairment costs. Managing insolvency, liquidation, sequestration, and business rescue processes. Providing specialist legal input into collections and recoveries strategies. Monitoring legal service providers and litigation performance to ensure optimal commercial outcomes. Identifying legal risks and recommending effective mitigation strategies.

What we’re looking for

• Admitted Attorney or Advocate.
• 2-3 years' post-admission experience in civil and/or commercial litigation.
• Strong understanding of:
  • Litigation processes
  • Debt recovery and collections
  • Credit legislation
  • Insolvency legislation and procedures
  • Banking and financial services environments

Ideal experience

3+ years' post-admission legal experience. At least 2 years within a Collections, Recoveries, or Debt Recovery environment. Exposure to distressed debt restructuring and financial assessments. Experience working with secured lending and collateral realisation processes.

Qualifications

Minimum:

• Relevant postgraduate qualification in Law or Commerce.

Advantageous:

• Master's Degree in Law (LLM), MBA, or equivalent postgraduate qualification.

Skills that will set you apart

Strong negotiation and influencing abilitiesExcellent problem-solving and analytical skillsSound decision-making capabilityHigh attention to detailCommercial and financial acumenAdvanced Microsoft Office skills, particularly Excel, Word, and OutlookAbility to manage multiple matters and deadlines effectively

Why Capitec

At Capitec, you'll be part of an innovative and purpose-driven organisation that values collaboration, diversity, and continuous growth. You'll work alongside talented professionals who are committed to delivering exceptional client outcomes while building a career in one of South Africa's leading banking institutions.

If you're passionate about litigation, recoveries, and using your legal expertise to drive meaningful business outcomes, we'd love to hear from you.

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06