Debt Recovery & Litigation Specialist

Capitec Ltd; Sandton; On-site; ZAR 600,000 - 900,000; Full time

Job summary

Capitec Ltd is seeking a Specialist: Litigation to lead civil and commercial litigation within the Collections and Recoveries team. The role targets an admitted Attorney or Advocate with experience in debt recovery, banking law, and insolvency processes.

You will develop and drive legal recovery strategies, manage collateral realisation, and collaborate with internal and external stakeholders to maximise recoveries while minimising impairment costs.

Qualifications

• Admitted Attorney or Advocate.
• 2-3 years’ post-admission experience in civil and/or commercial litigation.
• Strong understanding of litigation processes, debt recovery/collections, and banking/financial services environments.

Responsibilities

• Managing civil and commercial litigation matters relating to debt recovery and collections.
• Driving legal recovery strategies to optimise collateral realisation across multiple product portfolios.
• Negotiating settlements and restructuring distressed debt arrangements.
• Collaborating with internal and external stakeholders to maximise recoveries and minimise impairment costs.
• Managing insolvency, liquidation, sequestration, and business rescue processes.
• Providing specialist legal input into collections and recoveries strategies.
• Monitoring legal service providers and litigation performance to ensure optimal commercial outcomes.
• Identifying legal risks and recommending effective mitigation strategies.

Skills

Litigation processes

Debt recovery & collections

Credit legislation

Insolvency legislation

Banking & financial services

Education

Postgraduate qualification in Law or Commerce

Master's Degree in Law (LLM) or MBA (advantageous)

Tools

Microsoft Excel

Microsoft Word

Microsoft Outlook

Job description

Capitec Ltd is seeking a Specialist: Litigation to lead civil and commercial litigation within the Collections and Recoveries team. The role targets an admitted Attorney or Advocate with experience in debt recovery, banking law, and insolvency processes.

You will develop and drive legal recovery strategies, manage collateral realisation, and collaborate with internal and external stakeholders to maximise recoveries while minimising impairment costs.