Litigation Specialist - Debt Recovery & Recoveries

Capitec Bank Ltd.; Sandton; On-site; ZAR 800,000 - 1,100,000; Full time

Job summary

Capitec Bank Ltd. is seeking a Specialist: Litigation, an admitted Attorney or Advocate, to lead legal recovery strategies for non-performing loan portfolios.

The role covers civil and commercial litigation, collateral realisation, and restructuring distressed debt within a fast-paced banking environment. The ideal candidate has 3+ years of post-admission experience, exposure to distressed debt, and strong negotiation, analytical, and financial acumen skills.

Qualifications

• Admitted Attorney or Advocate.
• 2-3 years' post-admission experience in civil/commercial litigation.
• Strong understanding of litigation processes, debt recovery, credit legislation, insolvency legislation, and banking environments.

Responsibilities

• Manage civil and commercial litigation related to debt recovery and collections.
• Drive legal recovery strategies to maximise collateral realisation across portfolios.
• Negotiate settlements and restructure distressed debt arrangements.
• Collaborate with internal and external stakeholders to maximise recoveries and minimise impairment costs.
• Manage insolvency, liquidation, sequestration, and business rescue processes.
• Provide specialist legal input into collections and recoveries strategies.
• Monitor legal service providers and litigation performance for optimal outcomes.
• Identify legal risks and propose mitigation strategies.

Skills

Negotiation

Analytical skills

Decision making

Attention to detail

Financial acumen

Microsoft Office

Education

Postgraduate qualification in Law or Commerce

Master’s Degree in Law (LLM) or MBA (advantageous)

Tools

Microsoft Office (Excel, Word, Outlook)

Job description

Capitec Bank Ltd. is seeking a Specialist: Litigation, an admitted Attorney or Advocate, to lead legal recovery strategies for non-performing loan portfolios.

The role covers civil and commercial litigation, collateral realisation, and restructuring distressed debt within a fast-paced banking environment. The ideal candidate has 3+ years of post-admission experience, exposure to distressed debt, and strong negotiation, analytical, and financial acumen skills.