Senior Commercial Banker

Placements24; Stellenbosch; On-site; ZAR 1,000,000 - 1,400,000; Full time

Benefits offered by this job

Competitive base salary

Bonus potential

Health benefits

Retirement benefits

Professional development

Networking opportunities

Job summary

Placements24 in Stellenbosch is seeking a Senior Commercial Banker to service Paarl and surrounds. You will develop and manage a portfolio of commercial clients, offering lending, cash management, and treasury solutions to drive profitable growth for the bank.

The ideal candidate has 6+ years in commercial banking, strong credit and risk assessment skills, and a proven ability to win new business while strengthening current relationships with local enterprises in the Western Cape.

Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or related field.
• 6+ years in commercial banking, corporate finance, or business lending.
• Proven track record in business development and portfolio management.
• Strong credit analysis, financial statement analysis, and risk assessment.
• Excellent negotiation and relationship-building skills.
• Knowledge of Western Cape business landscape is advantageous.

Responsibilities

• Acquire new commercial banking clients through proactive business development.
• Manage and grow an existing portfolio of commercial clients.
• Assess client needs and structure lending solutions (term loans, lines of credit, trade finance).
• Conduct credit analysis and due diligence for loan facilities.
• Provide expert advice on cash management, treasury services, and banking products.
• Collaborate with internal specialists to deliver integrated financial solutions.

Skills

Business development

Portfolio management

Credit analysis

Financial statement analysis

Negotiation

Relationship building

Local market knowledge

Education

Bachelor's degree in Finance, Business Administration, Economics, or related field

Job description

About the Role

Our client is seeking an experienced and strategic Senior Commercial Banker to serve businesses in the picturesque region of Paarl . This role involves developing and managing a portfolio of commercial clients, providing them with comprehensive banking solutions, and driving profitable growth for the institution. You will act as a trusted financial partner to businesses, understanding their unique needs and offering expert advice on lending, cash management, and other financial services. The ideal candidate possesses strong business acumen, a deep understanding of commercial finance, and a passion for supporting the local economy in Western Cape .

Key Responsibilities

• Acquire new commercial banking clients through proactive business development efforts.
• Manage and grow an existing portfolio of commercial clients, deepening relationships and increasing wallet share.
• Assess client financial needs and structure appropriate lending solutions, including term loans, lines of credit, and trade finance.
• Conduct thorough credit analysis and due diligence for new and existing loan facilities.
• Provide expert advice on cash management, treasury services, and other banking products.
• Collaborate with internal specialists to deliver integrated financial solutions to clients.

Requirements

• Bachelor's degree in Finance, Business Administration, Economics, or a related field.
• Minimum of 6 years of experience in commercial banking, corporate finance, or business lending.
• Proven track record of successful business development and portfolio management.
• Strong understanding of commercial credit analysis, financial statement analysis, and risk assessment.
• Excellent negotiation, communication, and relationship-building skills.
• In-depth knowledge of the local business landscape in the Western Cape is advantageous.

Benefits

• Competitive base salary with significant bonus potential tied to performance.
• Comprehensive health, retirement, and insurance benefits.
• Generous professional development and networking opportunities.
• Direct impact on local businesses and economic growth in Paarl .
• Supportive team environment within a reputable financial institution.