Remote Credit Risk Analyst - Build Scoring Models & Mitigate Risk

Placements24; Cape Town; Hybrid; ZAR 600,000 - 900,000; Full time

Benefits offered by this job

Competitive salary package

Fully remote work

Health benefits

Retirement benefits

Professional development

Job summary

Placements24 is seeking a Credit Risk Analyst for a fully remote role in the financial services sector. You will assess credit risk, develop scoring models, and monitor portfolio risk while working independently in a virtual environment.

The ideal candidate has 4+ years in credit risk or analytics, strong data skills (SQL, Python, R), and a solid understanding of regulatory frameworks. This role offers a flexible remote setup with competitive compensation and growth opportunities.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics or related quantitative field.
• 4+ years in credit analysis, risk management, or related banking/financial services role.
• Proficiency in data analysis tools (SQL, Python, R) and financial modeling.

Responsibilities

• Analyze financial statements, credit reports, and data to evaluate creditworthiness.
• Develop, implement, and maintain credit scoring models and risk assessment methodologies.
• Monitor existing credit exposures and recommend actions to mitigate risk.
• Prepare regular reports on credit risk metrics, trends, and portfolio quality for senior management.
• Collaborate with lending teams to ensure adherence to credit policies and regulatory requirements.

Skills

Data analysis

Quantitative analysis

Remote work communication

Credit risk

Problem solving

Education

Bachelor's degree in Finance, Economics, Statistics

Tools

SQL

Python

R

Job description

Placements24 is seeking a Credit Risk Analyst for a fully remote role in the financial services sector. You will assess credit risk, develop scoring models, and monitor portfolio risk while working independently in a virtual environment.

The ideal candidate has 4+ years in credit risk or analytics, strong data skills (SQL, Python, R), and a solid understanding of regulatory frameworks. This role offers a flexible remote setup with competitive compensation and growth opportunities.