Job Description
To ensure profitable growth through applying profitable underwriting principles. Utilize available resources to improve or implement new underwriting practices on claimants. He/she will get involved with referral underwriting decisions and has to be knowledgeable and experienced to provide Insurance Consultants and brokers with creative and innovative solutions.
Principle Accountabilities
- Do Policy screenings and manage portfolios in accordance with company policy.
- Underwrite new and existing risks to obtain profitable growth.
- Handle renewals.
- Retain brokers and direct renewals using retentions and persuasive skills to identify the client's needs.
- Create save opportunities by utilizing proactive retention and persuasive skills.
Qualifications & Experience
- Grade 12
- FAIS requirement: 150 credits with regards to Personal Lines Underwriting (NQF level 4)
- Computer literate (MS Office package) and Internet
- At least 3 years current experience with regards to Personal Lines Short term insurance
- RE Qualification
- Clear track record in terms of adherence to Quality standard and Compliance
Knowledge
- Relevant system knowledge: Policy Centre and call centre applications
- Thorough knowledge of Personal Lines underwriting
Skills
- Attention to detail
- Building networks and good relationships
- Goal setter and prioritiser
- Delivery/results orientated
- Communication skills
- Negotiating skills
Competencies
- Client service orientation
- Oral communication
- Problem solving and decision making
- Gathering information
- Handling information
- Resilience