Commercial Insurance Broker

Placements24; Mossel Bay; Hybrid; ZAR 350,000 - 550,000; Full time

Benefits offered by this job

Medical aid

Retirement fund

Training & PD

Job summary

Placements24 in Mossel Bay, Western Cape, is seeking a dynamic Commercial Insurance Broker to advise clients on coverage, negotiate with insurers, and manage relationships across a growing coastal market.

The role focuses on commercial lines, renewals, and business development, offering a hybrid work arrangement from Mossel Bay. Candidates should have FAIS/RE1 credentials and 3–5 years of broker experience.

Qualifications

• 3–5 years of experience as an insurance broker, with a strong focus on commercial lines.
• In-depth knowledge of commercial products (public liability, PI, commercial property, fleet).
• Proven ability to build and maintain strong client relationships.

Responsibilities

• Assess the insurance needs of commercial clients and advise on suitable coverage.
• Source, compare, and negotiate quotes from insurers.
• Present insurance proposals and explain terms clearly.
• Manage a portfolio of commercial clients through policy lifecycle.
• Handle renewals, mid-term adjustments, and claims support.
• Develop relationships with clients, underwriters, and industry stakeholders.
• Identify cross-sell/up-sell opportunities for additional products.

Skills

Client relations

Negotiation

Communication

MS Office

Education

FAIS accreditation

RE 1

Tools

Broking software

MS Office

Job description

About the Role

Our client, a well-established insurance brokerage firm, is seeking a dynamic and client-focused Commercial Insurance Broker to join their team in **Mossel Bay, Western Cape**. This role is integral to supporting the diverse commercial insurance needs of businesses in the region. The successful candidate will be responsible for advising clients on appropriate commercial insurance solutions, negotiating with insurers to secure optimal coverage, and managing client relationships. You will play a key role in identifying new business opportunities and expanding the firm's commercial client base. This position offers a fantastic opportunity to leverage your expertise in a growing coastal economy and contribute to the success of businesses in **Mossel Bay** and surrounding areas.

Key Responsibilities

• Assess the insurance needs of commercial clients and provide expert advice on suitable coverage options.
• Source, compare, and negotiate insurance quotes from various reputable insurance providers.
• Present comprehensive insurance proposals to clients, explaining policy terms, conditions, and exclusions clearly.
• Manage a portfolio of commercial clients, ensuring their insurance needs are met throughout the policy lifecycle.
• Handle policy renewals, mid-term adjustments, and claims support for commercial clients.
• Develop and maintain strong relationships with clients, underwriters, and other industry stakeholders.
• Identify opportunities for cross-selling and up-selling additional insurance products and services.
• Stay informed about market trends, new insurance products, and regulatory changes affecting commercial insurance.
• Contribute to the business development efforts of the firm by generating leads and securing new commercial accounts.

Requirements

• A relevant tertiary qualification or industry-specific certification (e.g., RE 1, FAIS accreditation).
• Minimum of 3-5 years of experience as an insurance broker, with a strong focus on commercial lines.
• In-depth knowledge of various commercial insurance products (e.g., public liability, professional indemnity, commercial property, fleet).
• Proven ability to build and maintain strong client relationships.
• Excellent negotiation and communication skills.
• Understanding of the **South African** insurance market and regulatory framework.
• Proficiency in using broking software and MS Office Suite.
• A proactive approach to business development and client service.
• Must be able to work in a hybrid model from our **Mossel Bay, Western Cape** office.

Benefits

• Our client offers a competitive salary commensurate with experience, along with attractive commission structures and performance-based incentives.
• Employees are provided with comprehensive medical aid options and participation in a retirement fund.
• Opportunities for continuous professional development, including training on new products and regulatory updates, are available.
• The role is based in a modern office in **Mossel Bay, Western Cape**, offering a hybrid work arrangement.
• Join a supportive and professional team dedicated to providing exceptional service to the local business community.