Commercial Insurance Broker - Upington

Placements24; Upington; Hybrid; ZAR 420,000 - 780,000; Full time

Benefits offered by this job

Uncapped commission

Hybrid work

Medical aid

Provident fund

Training opportunities

Travel allowance

Job summary

Placements24 is seeking a motivated Commercial Insurance Broker in Upington, Northern Cape, ZA. You will prospect, assess client risk, and design tailored commercial insurance programs for local businesses, balancing office and remote duties.

Ideal candidates have proven sales success, strong negotiation skills, and knowledge of liability, property, and business interruption coverages. A hybrid work model and ongoing development opportunities are offered.

Qualifications

• Proven track record achieving sales targets in commercial insurance.
• Strong knowledge of liability, property, business interruption, fleet.
• RE1/RE5 qualifications are essential for the role.

Responsibilities

• Identify and secure new commercial insurance business opportunities.
• Build and maintain relationships with prospective and existing clients.
• Conduct needs analyses to tailor client risk profiles and coverage.
• Explain complex policies clearly and negotiate terms with insurers.
• Manage renewals and service a portfolio of commercial clients.
• Collaborate with claims and support teams to ensure client satisfaction.
• Stay updated on market trends, products, and regulatory changes.

Skills

Sales targets

Negotiation

Client portfolio management

Education

RE1

RE5

Tools

CRM systems

Insurance broking software

Job description

About the Role

Our client, a well-established insurance brokerage firm, is looking for a motivated and results-driven Commercial Insurance Broker to join their team in Upington, Northern Cape, ZA. This role is integral to expanding the company's commercial client base and providing tailored insurance solutions to businesses in the region. You will be responsible for prospecting new clients, understanding their unique risk exposures, and designing comprehensive insurance programs. A strong sales acumen, excellent negotiation skills, and a deep understanding of commercial insurance products are essential. This position offers a dynamic work environment with a blend of office-based and remote flexibility, supporting our operations in Upington.

Key Responsibilities

• Identify and develop new business opportunities within the commercial insurance market.
• Build and maintain strong relationships with prospective and existing clients.
• Conduct thorough needs analyses to understand client's business operations and risk profiles.
• Present and explain complex insurance policies and coverage options clearly.
• Negotiate terms and premiums with insurers to secure the best possible coverage for clients.
• Manage a portfolio of commercial clients, ensuring renewals are handled efficiently and effectively.
• Provide ongoing support and advice to clients regarding their insurance needs.
• Collaborate with internal teams (e.g., claims, support) to ensure excellent client service.
• Stay updated on market trends, new products, and regulatory changes affecting commercial insurance.

Requirements

• Proven experience as an Insurance Broker, specifically within the commercial sector.
• A strong track record of achieving sales targets and building a client portfolio.
• Excellent understanding of commercial insurance products (e.g., liability, property, business interruption, fleet).
• Exceptional communication, negotiation, and interpersonal skills.
• Proficiency in using CRM systems and insurance broking software.
• Relevant industry qualifications (e.g., RE1, RE5) are essential.
• Ability to work effectively in a hybrid model, balancing office and remote responsibilities.
• A valid driver's license and willingness to travel locally within the Northern Cape region.
• Entrepreneurial spirit and a proactive approach to business development.

Benefits

• Competitive base salary plus uncapped commission structure.
• Hybrid work arrangement offering enhanced work-life balance.
• Contributory medical aid and provident fund.
• Ongoing training and professional development opportunities.
• Travel allowance and fuel card.
• Supportive team environment and mentorship.
• Opportunity to build a significant client base in the Upington area.