Commercial Banking Manager

Placements24; Rustenburg; On-site; ZAR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Health insurance

Retirement contributions

Professional development

Job summary

Placements24 in Rustenburg, North West, ZA is seeking an experienced Commercial Banking Manager to lead a branch-based team, grow a portfolio of local business clients, and deliver tailored financial solutions.

The role requires a Bachelor’s degree and 7+ years in commercial banking, strong credit analysis, and leadership skills to drive loan origination, deposits, and cross-selling while ensuring compliance.

Qualifications

• Bachelor's degree in a related field.
• 7+ years in commercial banking, credit analysis or business development.
• Proven track record in business development and client relationships.
• Strong understanding of commercial lending, credit risk, and financial analysis.
• Demonstrated leadership and excellent communication skills.
• Willingness to relocate to Rustenburg, North West, ZA; on-site role.

Responsibilities

• Manage and grow a diverse portfolio of commercial banking clients.
• Develop new business opportunities through networking, referrals, and proactive outreach.
• Analyze financial statements and creditworthiness of clients.
• Structure and negotiate commercial loan agreements in line with bank policies.
• Oversee and mentor the commercial banking team.
• Ensure excellent customer service and client satisfaction.
• Monitor local economic trends relevant to Rustenburg's business landscape.
• Collaborate with other departments to deliver comprehensive financial solutions.

Skills

Leadership

Communication

Interpersonal skills

Client relationship management

Team management

Education

Bachelor's degree in Business Administration, Finance, Economics, or a related field

Tools

Banking software

CRM systems

Job description

About the Role

Our client, a leading financial institution with a strong presence in Rustenburg, North West, ZA, is seeking an experienced and client-focused Commercial Banking Manager. This role is based in our Rustenburg branch and requires active engagement with the local business community. You will be responsible for managing a portfolio of commercial clients, driving business growth through loan origination, deposit gathering, and the cross-selling of banking services. This is an excellent opportunity for a seasoned banking professional to lead and develop a team, foster strong client relationships, and contribute to the economic vitality of the region. You will be instrumental in assessing client needs and structuring financial solutions.

Key Responsibilities

• Manage and grow a diverse portfolio of commercial banking clients.
• Develop new business opportunities through networking, referrals, and proactive outreach.
• Analyze financial statements and creditworthiness of prospective and existing clients.
• Structure and negotiate commercial loan agreements, ensuring compliance with bank policies and regulations.
• Oversee the performance of the commercial banking team, providing guidance and mentorship.
• Ensure excellent customer service and client satisfaction across all interactions.
• Monitor economic trends and market conditions relevant to the Rustenburg commercial landscape.
• Collaborate with other departments to provide comprehensive financial solutions to clients.

Requirements

• Bachelor's degree in Business Administration, Finance, Economics, or a related field.
• Minimum of 7 years of experience in commercial banking, credit analysis, or business development within the financial services industry.
• Proven track record of successful business development and client relationship management.
• Strong understanding of commercial lending principles, credit risk assessment, and financial analysis.
• Excellent leadership, communication, and interpersonal skills.
• Demonstrated ability to manage a team and drive performance.
• Knowledge of the North West economic environment and business community is highly advantageous.
• Proficiency in banking software and CRM systems.
• Must be based in or willing to relocate to Rustenburg, North West, ZA, as this role is not remote.

Benefits

We offer a competitive salary, performance-based incentives, and a comprehensive benefits package, including health insurance, retirement contributions, and professional development opportunities. Join a respected financial institution committed to employee growth and community engagement in Rustenburg, North West, ZA. This is a permanent, on-site position.