VP, Strategic Credit Portfolio Risk

Socket.dev; Wilmington (IL); On-site; USD 115,000 - 172,000; Full time

Job summary

Citi is seeking a senior Credit Portfolio Officer to lead credit review, approvals, and monitoring of the portfolio from Citi’s Risk Management team in Wilmington, DE. The role focuses on managing portfolio exposure and identifying migration across client and counterparty risk.

You will collaborate with risk management and product teams, perform SAS/UNIX analyses, and present findings to senior leadership. Strong leadership and mentoring are essential.

Qualifications

• 8-10 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry.
• Demonstrated ability to synthesize and prioritize.
• Proven ability to remain organized in a fast-paced environment.
• Excellent communication and presentation skills with the ability to articulate complex analytical concepts to a senior audience.

Responsibilities

• Develop framework for portfolio risk assessment across lending products and industries.
• Understand applicable credit policies, industry regulations and governance impact on initiatives.
• Establish cross-functional partnerships with internal/external stakeholders.
• Utilize SAS in UNIX to perform risk, financial and data analyses.
• Prepare risk management presentations with analytics on portfolio performance and risks.
• Mentor and guide junior analysts on analytics and development.
• Escalate and manage control issues with transparency and integrity.

Skills

Analytical thinking

Credible challenge

Governance

Policy

Procedure

Regulation

Portfolio analysis

Risk management lifecycle

Senior stakeholder communication

Education

Bachelor's degree/University degree or equivalent

Master's degree preferred

Tools

SAS

UNIX

Job description

Citi is seeking a senior Credit Portfolio Officer to lead credit review, approvals, and monitoring of the portfolio from Citi’s Risk Management team in Wilmington, DE. The role focuses on managing portfolio exposure and identifying migration across client and counterparty risk.

You will collaborate with risk management and product teams, perform SAS/UNIX analyses, and present findings to senior leadership. Strong leadership and mentoring are essential.