Senior Credit Portfolio Risk Lead

Citigroup Inc.; Wilmington (DE); On-site; USD 115,000 - 172,000; Full time

Job summary

Citigroup Inc. in Wilmington, DE, seeks a senior-level Credit Portfolio Officer to lead credit review, approvals, and monitoring of global portfolio risk in coordination with Risk Management. You will drive risk analytics, collaborate with cross-functional teams, and present to senior management.

The role requires 8-10 years in credit risk, strong communication, and the ability to mentor analysts. Full-time position with robust compensation and Citi benefits.

Qualifications

• 8-10 years of experience in credit card risk management or equivalent training and experience.
• Proven ability to apply credit and risk principles toward business goals.
• Demonstrated ability to synthesize and prioritize.
• Proven ability to remain organized in a fast-paced environment.
• Demonstrated interpersonal, organizational and analytic skills.
• Excellent communication and presentation skills with the ability to articulate complex analytical concepts to a senior audience.

Responsibilities

• Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments.
• Understand applicable credit policies, industry regulations and governance impacts on partnerships or product initiatives.
• Establish and leverage cross-functional partnerships with internal and external constituencies.
• Utilize SAS in a UNIX environment to perform risk, financial and data analyses.
• Prepare risk management presentations for senior management with analytics on portfolio performance and risk/opportunity areas.
• Operate with limited supervision and exercise independent judgement.
• Mentor and guide junior analysts, supporting their technical development.
• Assess risk in business decisions and escalate/report control issues with transparency.

Skills

Analytical Thinking

Credible Challenge

Governance

Policy

Procedure

Regulation

Portfolio Analysis

Risk Management Lifecycle

SAS

UNIX

Education

Bachelor's degree/University degree or equivalent experience in Finance, Economics, Statistics, Mathematics, Business Engineering, or related quantitative discipline

Master's degree preferred

Tools

SAS

UNIX

Job description

Citigroup Inc. in Wilmington, DE, seeks a senior-level Credit Portfolio Officer to lead credit review, approvals, and monitoring of global portfolio risk in coordination with Risk Management. You will drive risk analytics, collaborate with cross-functional teams, and present to senior management.

The role requires 8-10 years in credit risk, strong communication, and the ability to mentor analysts. Full-time position with robust compensation and Citi benefits.