VP, Credit Portfolio Risk & Strategic Oversight

Citi; Wilmington (DE); On-site; USD 115,000 - 172,000; Full time

Job summary

Citi is seeking a senior Credit Portfolio Officer in Wilmington, DE to lead credit review, approvals and monitoring of the portfolio, ensuring adherence to risk governance and regulatory requirements. You will drive risk analysis, build cross-functional partnerships and mentor junior analysts in a fast-paced environment.

Qualifications include 8–10 years in credit risk management, strong communication skills and a track record of synthesizing complex analytics for senior leadership.

Qualifications

• 8-10 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry.
• Proven ability to apply credit and risk principles toward business goals.
• Demonstrated ability to synthesize and prioritize.
• Proven ability to remain organized in a fast-paced environment.
• Demonstrated interpersonal, organizational and analytic skills.
• Excellent communication and presentation skills with the ability to articulate complex analytical concepts to a senior audience.

Responsibilities

• Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
• Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives
• Establish and leverage cross-functional partnerships and network with key internal and external constituencies
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
• Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
• Has the ability to operate with a limited level of direct supervision
• Can exercise independence of judgement and autonomy
• Acts as SME to senior stakeholders and /or other team members
• Mentor and guide junior analysts on the team, fostering their technical and analytical development
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Skills

Analytical thinking

Credible challenge

Governance

Policy

Portfolio analysis

Risk management lifecycle

Education

Bachelor's degree in Finance, Economics, Statistics, Mathematics, Business Engineering, or related quantitative discipline

Master's degree preferred

Job description

Citi is seeking a senior Credit Portfolio Officer in Wilmington, DE to lead credit review, approvals and monitoring of the portfolio, ensuring adherence to risk governance and regulatory requirements. You will drive risk analysis, build cross-functional partnerships and mentor junior analysts in a fast-paced environment.

Qualifications include 8–10 years in credit risk management, strong communication skills and a track record of synthesizing complex analytics for senior leadership.