VP, Credit Portfolio Risk & Strategy

Citi; Chicago (IL); On-site; USD 96,000 - 161,000; Full time

Job summary

Citi is hiring for a Credit Portfolio Officer to lead portfolio risk assessment, monitoring, and escalation aligned with Risk Management. The role requires expertise in credit policy, governance, and data analytics to inform senior management decisions.

Responsibilities include developing risk assessment frameworks, conducting SAS-based analyses, and presenting risk insights to executives. Strong independence and SME-level guidance for stakeholders are expected.

Qualifications

• 6-10 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry
• Proven ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize and prioritize
• Proven ability to remain organized in a fast-paced environment
• Demonstrated interpersonal, organizational and analytic skills

Responsibilities

• Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
• Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives
• Establish and leverage cross-functional partnerships and network with key internal and external constituencies
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
• Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
• Has the ability to operate with a limited level of direct supervision. Can exercise independence of judgement and autonomy.
• Acts as SME to senior stakeholders and /or other team members.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Skills

Analytical thinking

Governance

Policy

Regulation

Portfolio analysis

Risk management

Education

Bachelor's degree

Master's degree preferred

Job description

Citi is hiring for a Credit Portfolio Officer to lead portfolio risk assessment, monitoring, and escalation aligned with Risk Management. The role requires expertise in credit policy, governance, and data analytics to inform senior management decisions.

Responsibilities include developing risk assessment frameworks, conducting SAS-based analyses, and presenting risk insights to executives. Strong independence and SME-level guidance for stakeholders are expected.