Senior Credit Portfolio Leader — Risk & Policy Governance

Citigroup Inc.; Wilmington (DE); On-site; USD 144,480 - 216,720; Full time

Job summary

Citigroup Inc. in Wilmington, DE, is seeking a Credit Portfolio Senior Officer I to lead credit review, approvals, and monitoring of the portfolio in coordination with Risk Management. The role focuses on managing Citi's portfolio exposure globally, driving policy governance and risk controls.

The position requires 10+ years in credit risk, strong leadership, and expertise in SAS/SQL with MS Office. The role is full-time in an office setting with minimal travel and offers competitive Citi

Qualifications

• 10+ years of experience in credit risk management or equivalent training and experience
• Experience in people management and leadership
• Working knowledge of SAS or SQL programming and MS Office software proficiency required
• Consistently demonstrate clear and concise written and verbal communication
• Demonstrated ability to view data holistically and remain detail oriented to synthesize, prioritize and deliver results with urgency
• Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation and strategic skills
• Proven ability to obtain support and buy-in across a wide range of internal and external audiences
• Demonstrated work ethic and influencing skills

Responsibilities

• Lead key business projects and the implementation of initiatives related to policy governance and manage policy exceptions/approvals and entries
• Focus on process improvement and creating efficiencies by ensuring an effective approach and partnership with Audit management and apply consumer risk function knowledge
• Conduct gap analyses and remediation work of any misalignments for policy changes
• Ensure test and significant credit changes are adequately reported and tracked and Peak Ending Net Receivables (ENRs) are adequately approved and stored systemically
• Provide regular feedback on all initiatives, tracking, reviews and reporting emerging trends and opportunities to senior management
• Establish cross-functional partnerships and networks to contribute to and execute cross-functional and business initiatives, such as developing/maintaining infrastructure through partnership with the Centralized Risk Infrastructure team
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Skills

Analytical Thinking

Governance

Policy

Procedure

Regulation

Portfolio Analysis

Risk Management Lifecycle

Credible Challenge

Education

Bachelor's degree

Master's degree preferred

Tools

SAS

SQL

MS Office

Job description

Citigroup Inc. in Wilmington, DE, is seeking a Credit Portfolio Senior Officer I to lead credit review, approvals, and monitoring of the portfolio in coordination with Risk Management. The role focuses on managing Citi's portfolio exposure globally, driving policy governance and risk controls.

The position requires 10+ years in credit risk, strong leadership, and expertise in SAS/SQL with MS Office. The role is full-time in an office setting with minimal travel and offers competitive Citi