VP, Strategic Analytics — Credit Card Risk & Growth

Aumni; Wilmington (DE); On-site; USD 170,000 - 250,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Vice President, Strategic Analytics within Business Card Risk.

You will own acquisition credit strategies, develop decision rules, and balance growth with risk while collaborating across Product, Finance, Operations, Technology, and Control functions. The role emphasizes leveraging SAS, SQL, Python, and visualization tools to optimize policy performance, monitor risk, and guide senior leadership with data-driven recommendations.

Qualifications

• 5+ years of experience in credit risk management, lending strategy, analytics, underwriting, or financial services.
• Strong experience developing and managing credit strategies, underwriting policies, or credit decision frameworks.
• Advanced analytical and problem-solving skills with experience working with large and complex datasets.
• Proficiency in SAS and SQL; experience using analytics to drive business decisions and portfolio outcomes.
• Ability to balance risk, growth, profitability, and customer experience in decision-making.
• Strong written and verbal communication skills, including presenting recommendations to senior leadership.

Responsibilities

• Own Business Card acquisition credit criteria, including underwriting policies, risk segmentation, approval cutoffs, and decision rules.
• Analyze portfolio performance and emerging risk trends to improve risk-adjusted growth and customer outcomes.
• Develop advanced analytical solutions using SAS, SQL, Python, and visualization tools to evaluate policy performance and tradeoffs.
• Optimize acquisition strategies by balancing approval rates, delinquency/loss, profitability, and regulatory requirements.
• Translate complex analyses into clear, actionable recommendations for senior leaders and business partners.
• Partner with Product, Finance, Operations, Technology, and Compliance to design and refine acquisition criteria.
• Lead end-to-end implementation of credit criteria changes, including requirements, validation testing, and post-implementation reviews.
• Establish monitoring frameworks and reporting for performance, drift, and risks.
• Maintain governance and controls across the credit criteria lifecycle for audits and regulatory needs.
• Identify opportunities to enhance underwriting via new data sources, automation, and process improvements.
• Coach and develop junior analysts to promote analytical rigor and collaboration.

Skills

Credit risk management

Credit strategies

Analytical thinking

Problem solving

Communication skills

Stakeholder influence

Project management

Leadership

Education

Bachelor's degree in Statistics, Economics, Finance, Mathematics, Engineering, Data Science, or related quantitative discipline

Tools

SAS

SQL

Python

Tableau

Alteryx

Job description

JPMorgan Chase & Co. is seeking a Vice President, Strategic Analytics within Business Card Risk.

You will own acquisition credit strategies, develop decision rules, and balance growth with risk while collaborating across Product, Finance, Operations, Technology, and Control functions. The role emphasizes leveraging SAS, SQL, Python, and visualization tools to optimize policy performance, monitor risk, and guide senior leadership with data-driven recommendations.