VP, Strategic Analytics — Card Risk & Growth

JPMorgan Chase; Wilmington (DE); On-site; USD 180,000 - 240,000; Full time

Job summary

JPMorgan Chase in Wilmington, DE seeks a Vice President, Strategic Analytics in Business Card Risk to lead acquisition credit criteria and underwriting policy development. You will own decision rules, risk segmentation, and cross-functional governance to balance growth with risk control.

You will develop analytics using SAS, SQL, Python, and visualization tools, influence senior leaders, and drive end-to-end implementation of credit criteria changes.

Qualifications

• 5+ years of experience in risk management, credit strategy, analytics, consumer/business lending, or financial services.
• Demonstrate hands-on ownership of acquisition credit criteria, underwriting policy, or credit decision frameworks.
• Apply strong judgment to balance growth, profitability, customer experience, and risk outcomes in a dynamic environment.
• Use advanced analytics and statistical techniques to develop insights from large datasets and drive decisions. Show strong proficiency in SAS and SQL, including building repeatable analyses and monitoring.
• Communicate effectively in writing and verbally, including presenting complex findings to senior management.
• Influence cross-functional stakeholders and drive alignment without direct authority.
• Manage multiple priorities with strong project management and end-to-end execution discipline.
• Demonstrate strong attention to detail and a commitment to high-quality, well-controlled deliverables.
• Understand core credit risk concepts, underwriting practices, and portfolio performance drivers across consumer and/or business lending.
• Hold a Bachelor’s degree in Statistics, Economics, Finance, Mathematics, Engineering, Data Science, or a related quantitative discipline.

Responsibilities

• Own Business Card acquisition credit criteria, including underwriting policies, risk segmentation, approval cutoffs, and decision rules.
• Analyze portfolio performance and emerging risk trends to identify opportunities to improve risk-adjusted growth and customer outcomes.
• Develop advanced analytical solutions using SAS, SQL, Python, and visualization tools to evaluate policy performance and tradeoffs.
• Optimize acquisition strategies by balancing approval rates, delinquency/loss outcomes, profitability, and regulatory requirements.
• Translate complex analyses into clear, actionable recommendations for senior leaders and key business partners.
• Partner with Product, Finance, Operations, Technology, Control Management, Compliance, and Fair Lending to design and refine acquisition criteria.
• Lead end-to-end implementation of credit criteria changes, including business requirements, validation testing, and post-implementation reviews.
• Establish monitoring frameworks and reporting to provide timely insights into performance, drift, and emerging risks.
• Maintain robust governance, documentation, and controls across the credit criteria lifecycle to support audit, regulatory, and internal review needs.
• Identify opportunities to enhance underwriting capabilities through new data sources, automation, and process improvements.
• Coach and develop junior analysts while promoting analytical rigor, collaboration, and continuous improvement.

Skills

risk management

credit strategy

analytics

consumer lending

financial services

Education

Bachelor's degree in Statistics, Economics, Finance, Mathematics, Engineering, Data Science, or related quantitative discipline

Tools

SAS

SQL

Python

Tableau

Alteryx

Job description

JPMorgan Chase in Wilmington, DE seeks a Vice President, Strategic Analytics in Business Card Risk to lead acquisition credit criteria and underwriting policy development. You will own decision rules, risk segmentation, and cross-functional governance to balance growth with risk control.

You will develop analytics using SAS, SQL, Python, and visualization tools, influence senior leaders, and drive end-to-end implementation of credit criteria changes.