Strategic Card Portfolio Risk Analytics Lead

JPMorgan Chase; Wilmington (DE); On-site; USD 120,000 - 180,000; Full time

Job summary

JPMorgan Chase in Wilmington, DE seeks a risk analytics professional to lead analytics for Authorization Risk Management strategies across Business Cards. You will develop and optimize policies, controls, and exposure strategies to drive strong financial performance while mitigating risk.

You will collaborate with Risk, Finance and Product teams, present insights to senior leaders, and ensure robust governance and compliance as part of a fast-paced, growth-minded risk organization.

Qualifications

• Bachelor’s degree in a quantitative discipline.
• Minimum 5+ years of experience in the Consumer/Business lending industry.
• Strong knowledge and understanding of Consumer/Business Credit laws and regulations.
• SAS, SQL, and statistical analysis experience.

Responsibilities

• Conduct complex analysis including data collection, analysis, visualization and presentation of results to partners and management
• Develop portfolio analytics using internal and external data along with competitive and macro-economic trends
• Candidate will be tasked to manage and optimize overlimit authorization strategies and maximum allowable exposure strategy at the customer level
• Support formulation of risk strategy and product roadmap partnering with and influencing cross functional teams
• Mange risk strategies to drive financial performance and risk mitigation improvements while innovating to ensure optimal strategy performance with growth mindset
• Work closely with Risk Governance, Legal and Compliance to ensure policies are in compliance with laws and regulations
• Work with execution team to implement, validate, and monitor the strategy quality and its performance; ensure robust control and governance to manage operational risk.
• Understand data and find innovative solutions to complex business problem and drive healthy business growth with full cycle view of loss and profitability.
• Help spearhead best in class documentation and audit controls surrounding strategies.

Skills

SAS

SQL

Statistical analysis

Credit risk

Education

Bachelor's degree in a quantitative discipline

Master's degree in a quantitative discipline

Tools

SAS

SQL

Job description

JPMorgan Chase in Wilmington, DE seeks a risk analytics professional to lead analytics for Authorization Risk Management strategies across Business Cards. You will develop and optimize policies, controls, and exposure strategies to drive strong financial performance while mitigating risk.

You will collaborate with Risk, Finance and Product teams, present insights to senior leaders, and ensure robust governance and compliance as part of a fast-paced, growth-minded risk organization.