VP, Portfolio Credit & Relationship Manager

Banc of California, Inc.; Escondido (CA); Vor Ort; USD 90.000 - 135.000; Vollzeit

Benefits dieser Stelle

401k with company match

Health, dental, vision insurance

Paid time off

Tuition reimbursement

Mentorship program

Zusammenfassung

Banc of California is looking for a Credit Analyst to deliver financial, credit, and trend analysis for middle market and business clients. You will monitor covenant compliance, assess risk, and structure credit requests with attention to collateral and cash flow adequacy.

Responsibilities include preparing financial models, evaluating loan documents, and coordinating with Relationship Managers. Occasional travel for on-site client calls may be required.

Qualifikationen

• Bachelor's degree in accounting, finance, economics or related field.
• Proficient in Financial Accounting.
• Strong understanding of lending, cash flow and collateral analysis.
• Knowledge of regulations (BSA, HMDA, CRA, etc.).
• Advanced math and financial modeling skills.

Aufgaben

• Independently evaluates and structures lower complexity credit requests.
• Prepares detailed financial models to forecast cash flows.
• Reviews loan documents and supports covenant compliance.
• Provides ongoing monitoring of borrower financial health.
• Interacts with Relationship Manager to underwrite credit requests.
• Travelling for on-site client calls may be required.

Kenntnisse

Credit analysis

Financial modeling

Financial analysis

Risk assessment

Lending knowledge

Excel

Ausbildung

Bachelor's degree in accounting/finance

Tools

Excel

Word

PowerPoint

Outlook

IBS

Ncino

Jobbeschreibung

Banc of California is looking for a Credit Analyst to deliver financial, credit, and trend analysis for middle market and business clients. You will monitor covenant compliance, assess risk, and structure credit requests with attention to collateral and cash flow adequacy.

Responsibilities include preparing financial models, evaluating loan documents, and coordinating with Relationship Managers. Occasional travel for on-site client calls may be required.