Senior VP, Portfolio Credit & Relationship Manager

Banc of California, Inc.; Santa Ana (CA); On-site; USD 110,000 - 170,000; Full time

Benefits offered by this job

401k match

Comprehensive insurance (medical, dent

Vision

Paid time off

Tuition reimbursement

Mentorship program

Job summary

Banc of California, Inc. is seeking a credit professional to analyze financials, structure loans, and assess risk for middle-market clients. You will prepare credit packages, review documentation, and collaborate with Relationship Managers to underwrite credit requests.

The role requires strong analytical skills, proficiency with financial modeling, and thorough knowledge of banking regulations. The position offers growth opportunities and competitive benefits in a dynamic team.

Qualifications

• Bachelor's degree or higher in accounting, finance, economics or related field.
• Formal credit knowledge and/or intermediate financial accounting training preferred.
• Experience with lending, cash flow and collateral analysis and loan structuring.

Responsibilities

• Independently evaluates and structures lower complexity credit requests.
• Performs independent credit analysis and risk assessment of existing requests.
• Prepare comprehensive credit packages and presentation for review.
• Develop detailed financial models to forecast cash flows and stress-test borrowers.

Skills

Credit analysis

Financial modeling

Risk assessment

Communication skills

Loan structuring

Education

Bachelor's degree in accounting, finance, economics or related field

High School diploma or equivalent

Tools

IBS

Ncino

Microsoft Office (Word, Excel, PowerPoint, Outlook)

Job description

Banc of California, Inc. is seeking a credit professional to analyze financials, structure loans, and assess risk for middle-market clients. You will prepare credit packages, review documentation, and collaborate with Relationship Managers to underwrite credit requests.

The role requires strong analytical skills, proficiency with financial modeling, and thorough knowledge of banking regulations. The position offers growth opportunities and competitive benefits in a dynamic team.