VP, Lending Solutions — Portfolio Governance

Banco Santander SA; Miami (FL); On-site; USD 140,000 - 185,000; Full time

Job summary

You will coordinate with Front Office, Credit, Agency and Operations to ensure timely reviews, accurate reporting and governance, including amendments, waivers and lifecycle events.

The role demands senior credit judgment, strong analytical skills and the ability to mentor junior staff in a fast-paced, risk-focused environment.

Qualifications

• Bachelor degree or equivalent work experience.
• 7–10 years of relevant experience in CIB portfolio management, credit analysis, or related roles.
• Experience with credit monitoring, covenant and collateral tracking, and portfolio reporting.

Responsibilities

• Prepare and review quarterly and annual credit reviews for portfolio names.
• Monitor covenants, collateral, and documentation; track exceptions and interventions.
• Support amendments, waivers, extensions, and lifecycle events with credit analysis and coordination.
• Produce portfolio reporting, KPIs, KRIs, and governance materials for senior management.
• Collaborate with Front Office, Credit, Risk, Agency, Legal, Operations, and Transaction Management to ensure coordinated lifecycle management.

Skills

Credit analysis

Portfolio management

Financial analysis

Stakeholder management

Excel

Education

Bachelor degree or equivalent work experience

Tools

LoanIQ

Spreading tools

Job description

You will coordinate with Front Office, Credit, Agency and Operations to ensure timely reviews, accurate reporting and governance, including amendments, waivers and lifecycle events.

The role demands senior credit judgment, strong analytical skills and the ability to mentor junior staff in a fast-paced, risk-focused environment.