VP, Consumer Lending Innovation & Analytics

VyStar Credit Union; Jacksonville (FL); On-site; USD 180,000 - 320,000; Full time

Benefits offered by this job

401(k) Plan

Tuition reimbursement

Paid training and development

Job summary

VyStar Credit Union seeks a VP, Consumer Lending, Product Innovation & Credit Analytics to lead data analytics, AI/ML governance, and innovation across the loan portfolio worth $3.9 billion. You will direct underwriting, funding, and channel strategy across branches, call centers, and digital platforms.

The role requires extensive experience in consumer lending leadership, regulatory compliance, and advanced analytics to drive growth and efficiency while expanding market presence.

Qualifications

• Requires formal higher education or equivalent experience in data analytics and AI governance.
• Experience leading consumer lending and analytics teams.
• Familiarity with regulatory lending requirements (Reg Z, Reg B, Reg D).

Responsibilities

• Lead strategic direction for Consumer Lending including data analytics and model governance.
• Oversee underwriting, funding, and loan fulfillment across channels.
• Develop and implement AI/ML models and governance to optimize risk and portfolio quality.
• Collaborate with external vendors and internal teams to innovate lending products and expand markets.

Skills

Leadership

Data Analytics

AI/ML governance

Regulatory compliance

Education

Bachelor’s or higher

Experience in data analytics/AI governance

Master’s degree preferred

Tools

PowerBI

Job description

VyStar Credit Union seeks a VP, Consumer Lending, Product Innovation & Credit Analytics to lead data analytics, AI/ML governance, and innovation across the loan portfolio worth $3.9 billion. You will direct underwriting, funding, and channel strategy across branches, call centers, and digital platforms.

The role requires extensive experience in consumer lending leadership, regulatory compliance, and advanced analytics to drive growth and efficiency while expanding market presence.