Assistant Vice President of Lending

Loccreditunion; Farmington Hills (MI); On-site; USD 120,000 - 180,000; Full time

Job summary

LOC Credit Union seeks an experienced Assistant Vice President of Lending to oversee Credit, Consumer, and Real Estate Lending and align with the union's strategic direction.

The role drives loan growth, member engagement, portfolio quality, and operational efficiency while ensuring compliance and effective risk management through data-informed decisions.

Qualifications

• Progressive lending leadership experience within a credit union or financial institution.
• Experience with consumer, mortgage/real estate, and credit operations.
• Underwriting, lending compliance, risk management, and lending policies and procedures.
• Experience leading, coaching, and developing lending teams.
• Strong analytical and problem-solving skills with data-driven decisions.
• Experience improving processes through technology, automation, and operational efficiencies.

Responsibilities

• Lead and oversee Credit, Consumer, and Real Estate Lending functions.
• Monitor compliance with policies, procedures, and regulatory requirements.
• Drive loan growth, member engagement, portfolio quality, and operational efficiency.
• Leverage data analytics to support informed decision-making and senior leadership recommendations.

Skills

Lending leadership

Portfolio analysis

Data analytics

Regulatory compliance

Cross-functional collaboration

Education

Bachelor's degree in business/finance

Job description

LOC Credit Union is seeking an experienced and strategic Assistant Vice President of Lending to lead and oversee the Credit, Consumer, and Real Estate Lending functions while supporting the credit union's overall goals and strategic direction.

This position plays a key leadership role in driving loan growth, member engagement, portfolio quality, and operational efficiency. The AVP of Lending monitors all areas of lending to ensure compliance with established policies, procedures, regulatory requirements, and sound lending practices. This role also leverages data and analytics to support informed decision-making, identify opportunities, and provide recommendations to senior leadership.

Preferred qualifications include:

• Progressive lending leadership experience within a credit union or financial institution.
• Strong knowledge of consumer, mortgage/real estate, and credit operations.
• Demonstrated experience with underwriting, lending compliance, risk management, and lending policies and procedures.
• Experience leading, coaching, and developing lending teams.
• Strong analytical and problem-solving skills with the ability to use data to drive decisions.
• Experience improving processes through technology, automation, and operational efficiencies.
• Excellent communication, relationship-building, and decision-making skills.
• Ability to collaborate effectively across departments and with senior leadership.
• Bachelor's degree in business, finance, or a related field preferred, or equivalent combination of education and experience.

Why Join Us?

This is an exciting opportunity for someone who wants to make a meaningful impact on loan growth, member experience, employee development, and the future of lending operations, as well as, shape lending strategies, improve processes, and contribute to the continued success of the credit union.