VP, Consumer Lending: AI-Driven Innovation & Credit Analytics

VyStar Credit Unions; Jacksonville (FL); Hybrid; USD 180,000 - 260,000; Full time

Job summary

VyStar Credit Union in Jacksonville, FL seeks a VP, Consumer Lending, Product Innovation & Credit Analytics to lead the Consumer Lending Department, including data analytics, model governance, and AI/ML initiatives across digital platforms and branches.

The role directs underwriting, funding, and loan fulfillment for a multi-state portfolio, partners with executive leadership, and drives growth while ensuring risk controls and regulatory compliance.

Qualifications

• Formal higher education may be substituted with equivalent experience.
• A master’s degree is preferred.

Responsibilities

• Directs the Consumer Lending Department’s strategic and operational direction.
• Oversees data analytics, model governance, and AI/ML initiatives.
• Manages underwriting, funding, and loan fulfillment across channels.
• Drives growth while maintaining credit quality and regulatory compliance.
• Leads vendor relationships and data analytics partnerships.

Skills

Leadership

Communication

Analytical thinking

Decision making

Strategic planning

Stakeholder management

Education

Bachelor’s degree or higher

Master’s degree preferred

Tools

PowerBI

Job description

VyStar Credit Union in Jacksonville, FL seeks a VP, Consumer Lending, Product Innovation & Credit Analytics to lead the Consumer Lending Department, including data analytics, model governance, and AI/ML initiatives across digital platforms and branches.

The role directs underwriting, funding, and loan fulfillment for a multi-state portfolio, partners with executive leadership, and drives growth while ensuring risk controls and regulatory compliance.