VP, Digital-First Consumer Lending & Growth

Credit Union of Southern California; Anaheim (CA); Hybrid; USD 100,884 - 159,848; Full time

Benefits offered by this job

Health benefits

Hybrid work schedule

Pay transparency

Job summary

Credit Union of Southern California seeks a VP of Consumer Lending to provide strategic leadership for the consumer lending function, guiding portfolio growth, credit quality, and a digital-first Member experience. The role collaborates across Product, Technology, Data, Risk and Operations to modernize lending capabilities and optimize the end-to-end lifecycle.

Based in Anaheim Hills with a hybrid schedule (2 days in-office, 3 remote), the position requires 10+ years in lending leadership,

Qualifications

• 10+ years in a leadership role focused on employee engagement and strategic plan execution.
• 10+ years in consumer lending with proven loan growth.
• Knowledge of Reg Z, Reg B, FCRA and related consumer lending regs.
• Master’s degree or equivalent experience preferred.
• Experience with digital lending platforms and LOS systems is a plus.

Responsibilities

• Owns performance of the consumer lending portfolio, including growth and credit quality.
• Leads a digital-first lending strategy improving speed and automation.
• Partners with Technology, Digital, and Data to enhance platforms and decisioning.
• Oversee end-to-end lending lifecycle with process optimization.
• Drive cross-functional initiatives to launch new products and pricing.
• Establishes and monitors KPIs for production, conversion, cycle times, and profitability.
• Leads risk management practices and collaboration on loss forecasting.
• Ensures regulatory compliance while balancing innovation and speed-to-market.
• Builds a high-performing leadership team and culture of accountability.
• Works on enterprise initiatives aligning stakeholders.

Skills

Leadership

Data Analytics

Cross-functional Collaboration

Regulatory Knowledge

MS Office

Education

Master’s degree

Tools

MeridianLink LOS

Job description

Credit Union of Southern California seeks a VP of Consumer Lending to provide strategic leadership for the consumer lending function, guiding portfolio growth, credit quality, and a digital-first Member experience. The role collaborates across Product, Technology, Data, Risk and Operations to modernize lending capabilities and optimize the end-to-end lifecycle.

Based in Anaheim Hills with a hybrid schedule (2 days in-office, 3 remote), the position requires 10+ years in lending leadership,