VP, Consumer Lending & Credit Quality Strategy

Bank of Colorado; Fort Collins (CO); On-site; USD 80,000 - 120,000; Full time

Benefits offered by this job

8 paid holidays

PTO 17 days/year

Health, dental, vision insurance

Job summary

Bank of Colorado is seeking a senior consumer lending leader to oversee underwriting policies, portfolio quality, and compliance across consumer loan products. You will maintain policy documentation, price consumer loans, and ensure compliance with laws and regulations while leading a team of loan officers and analysts.

The role emphasizes developing and maintaining the consumer lending system, online application workflows, and cross-functional collaboration.

Qualifications

• A college degree with an emphasis in business is required.
• Minimum of 5 years credit/loan related experience, specifically relating to consumer lending.
• Minimum of three years of direct employee supervision is preferred.

Responsibilities

• Analyzes retail bank market conditions and recommends enhancements to existing products or new products.
• Establishes processes for underwriting, approval, documentation and compliance of all consumer loans.
• Coordinates with Compliance to mitigate regulatory risks and ensure compliance.
• Maintains and enhances the Consumer Lending System and updates policy changes.
• Develops and maintains the online consumer application, underwriting, and approval process.
• Reviews and approves consumer loans including cards, ARMs, and other products.
• Monitors loans for compliance and conducts post-closing audits.

Skills

Credit/loan knowledge

Supervision experience

Communication

Policy interpretation

Education

College degree with emphasis in business

Tools

Excel

Access

Job description

Bank of Colorado is seeking a senior consumer lending leader to oversee underwriting policies, portfolio quality, and compliance across consumer loan products. You will maintain policy documentation, price consumer loans, and ensure compliance with laws and regulations while leading a team of loan officers and analysts.

The role emphasizes developing and maintaining the consumer lending system, online application workflows, and cross-functional collaboration.