VP, Consumer Lending Analytics & Growth

CardWorks Financial Group; Lampton (UT); Hybrid; USD 180,000 - 280,000; Full time

Benefits offered by this job

Medical, Dental, Vision

401(k) plan

Disability & Life Insurance

Paid time off

Job summary

Merrick Bank seeks a Vice President of Consumer Lending Analytics to lead a cross-functional team delivering data-driven credit strategies, pricing, and risk insights across Recreational Lending. The role partners with finance, legal, and technology to scale initiatives while improving risk-adjusted returns and customer experiences.

The position requires a strong track record in ML models for lending, strategic communication with C-Suite, and deep regulatory knowledge within consumer finance.

Qualifications

• Bachelor's degree in a quantitative field required.
• 10+ years of data-driven analysis for business or product strategy.
• 5+ years of people leadership experience.

Responsibilities

• Lead cross-functional team of data scientists and analysts to improve credit strategy and pricing.
• Oversee credit risk models, verifications, and policy implementations.
• Collaborate with finance, legal, compliance, and technology to drive initiatives.
• Provide actionable insights to optimize P&L and strategic decisions.

Skills

SQL

Python

R

Leadership

Communication

Cross-functional collaboration

ML models in lending

Credit risk

Pricing strategy

Regulatory knowledge

Education

Bachelor's degree in quantitative field

Tools

Excel

PowerPoint

Job description

Merrick Bank seeks a Vice President of Consumer Lending Analytics to lead a cross-functional team delivering data-driven credit strategies, pricing, and risk insights across Recreational Lending. The role partners with finance, legal, and technology to scale initiatives while improving risk-adjusted returns and customer experiences.

The position requires a strong track record in ML models for lending, strategic communication with C-Suite, and deep regulatory knowledge within consumer finance.