Director, Credit Risk Analytics - Hybrid/Remote

Merrick Bank; South Jordan (UT); Hybride; USD 140 000 - 220 000; Plein temps

Avantages offerts par ce poste

Bonus target

Medical insurance

Dental insurance

Vision insurance

401(k) match

Disability

Wellness program

Paid vacation

Paid holidays

Résumé du poste

Merrick Bank in South Jordan, Utah, is seeking a Director to develop, design, and execute credit strategies for near-prime and non-prime portfolios, optimizing portfolio performance.

You will use advanced modeling (NPV, DCF, ROI) and SAS/SQL/Python/Power BI to translate analytics into strategic recommendations for senior leaders.

This full‑time role offers work from home benefits, occasional travel to Wilmington, DE, and a chance to lead a cross‑functional analytics team in a growing bank.

Qualifications

• Bachelor’s degree in Data Science, Mathematics, Statistics, or Economics.
• Six years of experience as a Business Analyst, Risk Manager, Statistician, Analytical Modeler, or similar occupation.
• Employer will accept a Master’s degree in Data Science, Mathematics, Statistics, or Economics with four years of relevant experience.
• Four years of experience must be in the Credit Card Industry or Consumer Finance Industry.

Responsabilités

• Develop, design, and execute credit strategies for near-prime or non-prime portfolios.
• Use financial modeling (NPV, DCF, ROI) to optimize risk-return.
• Design and implement risk management frameworks aligned with regulatory standards.
• Analyze unsecured credit portfolios and lifecycle dynamics.
• Develop credit strategies using probability, statistical inference, regression, and machine learning.
• Work with SAS, SQL, Python, and Power BI for analysis, segmentation, optimization, simulation, and reporting.
• Collaborate cross-functionally with Marketing, Finance, Operations, and Technology.
• Develop test-and-learn frameworks to monitor treatment effectiveness.
• Translate analytical findings into strategic recommendations for senior stakeholders.
• Direct cross-functional testing of credit treatments across customer segments.

Connaissances

Credit strategies

Risk optimization

Financial modeling

SAS

SQL

Python

Power BI

Portfolio risk

Data analysis

Formation

Bachelors degree

Masters degree

Outils

SAS

SQL

Python

Power BI

Description du poste

Merrick Bank in South Jordan, Utah, is seeking a Director to develop, design, and execute credit strategies for near-prime and non-prime portfolios, optimizing portfolio performance.

You will use advanced modeling (NPV, DCF, ROI) and SAS/SQL/Python/Power BI to translate analytics into strategic recommendations for senior leaders.

This full‑time role offers work from home benefits, occasional travel to Wilmington, DE, and a chance to lead a cross‑functional analytics team in a growing bank.