VP of Data Science — Consumer Lending & Risk Strategy

Merrick Bank; South Jordan (UT); Hybrid; USD 180,000 - 240,000; Full time

Benefits offered by this job

Bonus Target

Medical, Dental, and Vision

401(k) Plan with Company Match

Paid Vacation/Sick Days

Job summary

Merrick Bank seeks a high-visibility executive to lead Consumer Lending Analytics in a role focused on growth and risk-adjusted returns for Recreational Lending. You will head a cross-functional team of data scientists and analysts to optimize credit strategy, pricing, valuations, and recoveries across dealer-partner channels.

The VP will coordinate with finance, legal, compliance, and technology, while potentially working from South Jordan, UT with hybrid/remote options.

Qualifications

• Bachelor's degree in a quantitative field is required.
• 10+ years of experience using data-driven analysis to inform business or product strategy.
• 5+ years of people leadership experience.
• Strong communication skills with the ability to present to C-Suite leadership.
• Proficiency with SQL or a scripting language (e.g., Python, R).
• Experience with credit policy and/or pricing strategies.
• Experience overseeing the development and launch of machine learning models in a lending business.

Responsibilities

• Lead a cross-functional team of data scientists and business analysts.
• Drive improvements across credit strategy, verification strategy, pricing, valuations, collections, and recoveries.
• Align resources across cross-functional teams including finance, legal, compliance, and technology.
• Launch new initiatives that advance business priorities for partners and customers.
• Develop KPIs and financial metrics to manage P&L.
• Oversee data science initiatives such as credit risk underwriting models.

Skills

SQL

Python/R

Leadership

Communication

Credit risk

Data modeling

Regulatory familiarity

Education

Bachelor's degree in a quantitative field

Tools

Excel

PowerPoint

Job description

Merrick Bank seeks a high-visibility executive to lead Consumer Lending Analytics in a role focused on growth and risk-adjusted returns for Recreational Lending. You will head a cross-functional team of data scientists and analysts to optimize credit strategy, pricing, valuations, and recoveries across dealer-partner channels.

The VP will coordinate with finance, legal, compliance, and technology, while potentially working from South Jordan, UT with hybrid/remote options.