Director, Credit Strategy & Risk Analytics

CardWorks, Inc.; Wilmington (DE); Hybride; USD 150 000 - 210 000; Plein temps

Avantages offerts par ce poste

Competitive pay with bonus target

Medical, Dental & Vision

401(k) with company match

Disability & Life Insurance

Paid vacation & holidays

Résumé du poste

Merrick Bank, a CardWorks Financial Group subsidiary, seeks a Director to develop and manage credit strategies for near-prime portfolios, leveraging SAS, SQL, Python, and Power BI. You will lead risk management frameworks, optimize portfolio performance, and translate analyses into executive-level recommendations.

Role requires a Bachelor’s in a quantitative field and 6+ years in related roles; a Master’s degree with relevant experience is acceptable.

Qualifications

• Bachelor’s degree in Data Science, Mathematics, Statistics, or Economics (or higher) or equivalent experience.
• Six (6) years in Business Analysis, Risk Management, Statistical Modeling, or related roles.
• Experience in near-prime/non-prime portfolio credit strategies and risk-return optimization.

Responsabilités

• Develop, design, and execute credit strategies for near-prime or non-prime portfolios.
• Use advanced financial modeling (NPV, DCF, ROI) for risk-adjusted decisions.
• Lead risk-management frameworks aligned with regulatory standards.
• Analyze unsecured credit portfolios and lifecycle dynamics.
• Collaborate with Marketing, Finance, Operations, and Tech to implement analytics-driven strategies.
• Translate analysis into strategic recommendations for senior stakeholders.

Connaissances

Credit strategy design

Risk-return optimization

Financial modeling (NPV/DCF/ROI)

Risk management frameworks

Statistical methods (probability, reg,

Formation

Bachelor’s degree in Data Science, Mathematics, Statistics, or Economics

Master’s degree in Data Science, Mathematics, Statistics, or Economics (optional)

Outils

SAS

SQL

Python

Power BI

Description du poste

Merrick Bank, a CardWorks Financial Group subsidiary, seeks a Director to develop and manage credit strategies for near-prime portfolios, leveraging SAS, SQL, Python, and Power BI. You will lead risk management frameworks, optimize portfolio performance, and translate analyses into executive-level recommendations.

Role requires a Bachelor’s in a quantitative field and 6+ years in related roles; a Master’s degree with relevant experience is acceptable.