VP, Consumer Lending & AI-Driven Growth

Redwoodcu; Santa Rosa (CA); On-site; USD 179,000 - 211,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

Mental health offerings

Performance incentive plan

401(k) with employer match

Paid time off and holidays

Job summary

Redwood Credit Union seeks a strategic Vice President of Consumer Lending to lead end-to-end consumer lending, including auto, personal, credit card, and indirect loans. The role focuses on digital-first experiences, tech modernization, and data-driven personalization while growing the portfolio and managing risk.

The executive will drive lender partnerships, pricing strategies, and vendor relationships, ensuring compliant operations and superior member engagement.

Qualifications

• Minimum ten years’ lending experience with a financial institution.
• Bachelor’s degree in business administration, finance, or closely related field, or equivalent experience.
• Strong leadership and collaboration skills across executive teams.

Responsibilities

• Direct and oversee all consumer lending activities (auto, personal, credit card, indirect).
• Develop and implement lending strategies to grow portfolio and deepen member relationships.
• Partner with IT/Analytics to drive AI-driven lending tools and real-time decisioning.
• Ensure compliant, sound lending operations and strong risk management.

Skills

Leadership

Strategic planning

AI in lending

Data analytics

Communication

Education

Bachelor’s degree in business/finance or related field

Job description

Redwood Credit Union seeks a strategic Vice President of Consumer Lending to lead end-to-end consumer lending, including auto, personal, credit card, and indirect loans. The role focuses on digital-first experiences, tech modernization, and data-driven personalization while growing the portfolio and managing risk.

The executive will drive lender partnerships, pricing strategies, and vendor relationships, ensuring compliant operations and superior member engagement.