VP, Commercial Banking & Treasury (Hybrid)

Union Bank & Trust Company; Omaha (NE); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Union Bank & Trust Company in Omaha seeks an Experienced Vice President for Commercial Business Banking to manage both direct and indirect activities for Commercial & Industrial clients. The role focuses on building a portfolio of new small to mid-size C&I customers in the Omaha area.

You will interview applicants, analyze credit requests, structure and price loans, and work with loan assistants to ensure accurate documentation and timely follow-up while maintaining policy compliance.

Qualifications

• Minimum of 5 years in commercial lending experience.
• Bachelor's Degree in Business, Finance or related field preferred.
• Strong knowledge of loan policy and procedures, commercial deposit accounts, cash management and other bank products.
• Proficient in Excel, Microsoft Word and in working with other bank software.
• Loan approval authority on experience and knowledge (would adjust to the level of applicant).
• Valid Nebraska driver's license.

Responsibilities

• Develop a Commercial Banking client base consisting mainly of small and medium size market companies with annual revenues of $1MM to $100MM.
• Knowledge of loan policy and procedures, commercial deposit accounts, cash management, ACH policies, letters of credit, credit cards and other bank products.
• Interview applicants to develop information concerning their business needs, prospects, abilities and earnings.
• Responsible for the process of analyzing, structuring, pricing and negotiating credit requests.
• Conduct credit checks and makes plant or company visits as applicable.
• Make sound credit decisions on loans and terms within lending authority and loan policy parameters or provides quality loan presentation summaries with recommendations to appropriate lending authorities.
• Work directly with loan assistants to produce accurate loan documents, secure proper file documentation and perform timely follow-up with customers.
• Monitor existing assigned loans to ensure complete compliance with loan terms, proper loan ratings, timely past due management and problem loan detection.
• Call on potential or existing customers and introduces customers to other departments when a service can be rendered.
• Provide customers with routine platform services, such as approving checks for cashing or handling customer problems.
• Oversee assigned business bank accounts and addresses overdrafts that may occur.
• Participate in community activities that promote the interests of Union Bank & Trust.
• Understand and adhere to all bank policies, laws and regulations applicable to their role. Complete compliance training and follow internal processes and controls as required.
• Report all compliance issues, violations of law or regulations in accordance with the steps defined in bank policies.
• Regular and reliable attendance is an essential function of this position.
• Perform other job-related duties or special projects as assigned.

Skills

Commercial lending

Credit analysis

Communication

Interviewing/needs assessment

Education

Bachelor's degree in Business/Finance or related field

Tools

Excel

Microsoft Word

Bank software

Job description

Union Bank & Trust Company in Omaha seeks an Experienced Vice President for Commercial Business Banking to manage both direct and indirect activities for Commercial & Industrial clients. The role focuses on building a portfolio of new small to mid-size C&I customers in the Omaha area.

You will interview applicants, analyze credit requests, structure and price loans, and work with loan assistants to ensure accurate documentation and timely follow-up while maintaining policy compliance.