VP, Asset Based Lending

Texas Capital Bank; Dallas, Northern (TX, KY); Hybrid; USD 150,000 - 230,000; Full time

Benefits offered by this job

Health insurance

401K match

Paid time off

Paid holidays

Wellness program

Job summary

Texas Capital Bank is seeking a VP, Asset Based Lending to drive business development and lead credit analysis for ABL transactions in Dallas and Austin. You will collaborate with commercial banking partners to source opportunities, perform diligence, and guide deal teams to closure.

Ideally you bring 7+ years in asset-based or commercial lending, a business degree, and a strong network. The role offers a full-time onsite opportunity with a robust benefits package in a regional banking leader.

Qualifications

• 7+ years of asset based lending or commercial lending experience.
• Bachelor-level degree in business or related field.
• Formal credit training or equivalent work experience required.

Responsibilities

• Identify and pursue new ABL opportunities through networking, referrals and outreach.
• Lead client and prospect calls with banking partners.
• Develop and maintain relationships with clients, prospects and referral sources.

Skills

ABL knowledge

Credit risk

Interpersonal skills

Self-motivation

Industry knowledge

Communication

Origination

Team collaboration

Education

Business degree

Tools

Salesforce

Job description

## VP, Asset Based LendingApply: Dallas, TX: Austin, TX: Full time: Posted Today: JR106082Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to *The Dallas Morning News*’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.Competences:* In-depth understanding of asset based loans and credit risk generally. Must be able to quickly assess the strengths, weaknesses and overall feasibility of a potential transaction* Strong interpersonal skills. Must be ablet to build rapport with clients, prospects and bankers to sell, deliver and close ABL the loan product* Highly self-motivated and ability to take independent initiative to develop network and source transactions* Familiarity with a wide range of industries and collateral types* Familiarity with a variety of capital structure components, from ABL and cash flow bank debt, to direct lender and capital markets loan products* Ability to effectively communicate with internal credit partners with clear thinking and credibility* Strong organizational and time management skills: high sense of urgency and ability to handle competing priorities* Bring a “team-first” mindset to incorporating banking partners in origination activity and also in supporting the ABL team where neededResponsibilities:* Business development: identify and pursue new ABL opportunities through networking, referrals and banker outreach* Lead client and prospect calls in conjunction with commercial and corporate banking partners* Develop and maintain strong relationships with clients, prospects and referral sources such as bankers, brokers, financial advisors and accountants* Create pitch books and executive summaries prior to client and prospect calls* Client and prospect assessment: quickly evaluate potential new transactions based on limited time and information* Lead diligence and research calls, focusing on key credit topics that must be addressed for initial deal assessment.* Prepare in-depth credit screening memos for new and existing clients* Monitor transactions in the pipeline from prospecting phase through closing* Guide ABL and broader deal teams to meet transaction deadlines and client expectations* Work constructively with underwriting and originations support staff to develop screening memos, credit packages* Maintain current pipeline in Salesforce through timely inputting of calls and deal flow* Travel to designated markets to make pitches and develop internal and external networksWork experience:* 7+ years of experience in asset based lending and commercial lending; Prior ABL origination and portfolio management experience strongly preferredEducation:* Bachelor’s degree in business (Finance, Accounting, Real Estate, etc.) or other relevant degree.Training:* Formal Credit training program or equivalent work experience required*The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.*