Virtual SBA Lead Underwriter — Credit & Deal Structuring

Fifth Third Bank; United States; Remote; USD 82,000 - 173,000; Full time

Job summary

Fifth Third Bank seeks an SBA Lead Underwriter to review and decide small business loan requests within approved authority. You will assist junior underwriters with financial analysis, modeling, and deal structuring while ensuring SBA policy compliance.

You will collaborate with relationship managers, coordinate due diligence, prepare credit documents, and manage closing and funding with Credit operations. This full-time remote role offers a strong benefits package and a clear path in SBA

Qualifications

• College degree in accounting, finance, or economics or equivalent industry experience required.
• Total work experience of 5 years including 2 to 4 years of underwriting, credit, or originations experience preferable in banking.
• Thorough working knowledge of SBA SOP 50-10-6 and other SOP program guides.
• Excellent knowledge of B2B, CCAS, nCino, AFS, Appraisal systems, banking systems preferred.
• Proficient in Microsoft Word, Excel, Outlook; strong verbal and written communication.

Responsibilities

• Underwriting focus on new money to new borrowers to the bank.
• Work with relationship managers on initial deal review, modeling, and structuring.
• Coordinate with RM and Credit to obtain proper credit approval.
• Develop training guidelines for SBA lending.
• Oversee adherence to SBA credit, eligibility policies and regulations.
• Manage closing, funding, and booking with Funding Desk and Credit Collateral Operations.

Skills

SBA SOP knowledge

MS Word/Excel/Outlook

Attention to detail

Highly organized

Underwriting experience

Education

College degree in accounting, finance, or economics

Tools

SBA SOP 50-10-6

nCino

CCAS

AFS

CLAS/LaserPro

Job description

Fifth Third Bank seeks an SBA Lead Underwriter to review and decide small business loan requests within approved authority. You will assist junior underwriters with financial analysis, modeling, and deal structuring while ensuring SBA policy compliance.

You will collaborate with relationship managers, coordinate due diligence, prepare credit documents, and manage closing and funding with Credit operations. This full-time remote role offers a strong benefits package and a clear path in SBA