Underwriting Team Lead - Growth & Strategy

CVS Health; Irving (TX); On-site; USD 75,000 - 183,000; Full time

Benefits offered by this job

Comprehensive benefits package

Paid time off

Retirement savings options

Wellness programs

Job summary

CVS Health is seeking a Senior Manager of Underwriting for Meritain Health. The role leads a team of underwriters, guiding underwriting analyses, risk assessments, and pricing strategies for new and renewal business with significant benefit implications.

The ideal candidate will bring 7+ years of underwriting experience, strong Excel skills, and a collaborative mindset to drive process improvements and partner with internal and external stakeholders.

Qualifications

• 7+ years of underwriting/accounting pricing methodologies and funding arrangements.
• 5+ years of proficiency in Excel and Microsoft Office.
• 2+ years of relevant medical insurance experience: brokers (producers), carriers, (TPA) third-party administrators, benefit analysis, underwriting, rating methodologies, or policy marketing, etc.

Responsibilities

• Proactively manage the workflow and shifting priorities of the underwriting unit to ensure timely, accurate deliverables.
• Provide daily support, coaching, and mentorship to a team of underwriters, fostering skill development and professional growth.
• Conduct quality reviews, identify learning opportunities, and oversee training for both internal staff and external stakeholders.
• Lead team meetings and serve as the first point of contact for complex case issues or challenges.
• Support hiring, onboarding, and ongoing talent development of direct reports.
• May provide coverage for the department leader as needed.
• Assists in preparing underwriting analysis and risk assessment for new and renewal business, including cases with significant benefit implications.
• Assists in the preparation of quotes, questionnaires, and financial projections of varying complexity.
• Apply underwriting guidelines and negotiate financial terms within assigned authority; escal ...
• Ensure pricing strategies align with business objectives and client needs.
• Assist team members in navigating complex or sensitive sales and renewal situations.
• Act as the central contact for final rate submissions (Final & Firm process), including reporting and coordination with underwriters and operational teams.
• Collaborate with Business Analysis, Sales, Client Management, and other internal stakeholders to support sales and retention efforts.
• Present underwriting information and explain rate development, underwriting policies, and product standards to internal and external stakeholders.
• Build and maintain relationships with stop loss carriers to support case resolution and negotiation efforts.
• Clearly articulate Meritain’s services, underwriting philosophy, and new initiatives to internal and external stakeholders.
• Lead or contribute to departmental projects and continuous improvement initiatives aimed at enhancing productivity, accuracy, and customer service.
• Identify and implement opportunities for automation and operational efficiency; influence the development of tools and resources.
• Support the use and optimization of underwriting tools, systems, and reporting platforms.
• Provide strategic input on stop loss placement, pricing, and product positioning.
• Demonstrate deep knowledge of Meritain’s product portfolio, underwriting philosophy, and market positioning.
• Support the development of proposals that align with client goals and organizational strategies.
• Analyze operational data and apply insights to financial modeling and fee development.
• Serve as a trusted resource for internal partners on underwriting and stop loss strategy.

Skills

Analytical skills

Leadership

Communication skills

Decision-making

Independent work

Education

Bachelor's degree or equivalent years of related experience

Tools

Excel

Microsoft Office

Salesforce

Tableau

VBA

Job description

CVS Health is seeking a Senior Manager of Underwriting for Meritain Health. The role leads a team of underwriters, guiding underwriting analyses, risk assessments, and pricing strategies for new and renewal business with significant benefit implications.

The ideal candidate will bring 7+ years of underwriting experience, strong Excel skills, and a collaborative mindset to drive process improvements and partner with internal and external stakeholders.