Underwriting Manager — Lead Risk, Growth & Team (Flexible PTO)

Quantum Electronic Payments LLC; Anaheim (CA); On-site; USD 85,000 - 100,000; Full time

Benefits offered by this job

Profit sharing

Medical benefits

Dental benefits

401k match

Job summary

Quantum Electronic Payments LLC is seeking an experienced Underwriting Manager to lead the day-to-day operations of our merchant underwriting department. This hands-on leader will oversee application quality, turnaround times, team performance, escalated decisions, and sponsor bank compliance.

You will coach and develop a team, review complex underwriting cases, collaborate with Risk, Compliance, Sales, Operations and Executive Leadership, and drive policy updates, training, and process

Qualifications

• Five+ years merchant services underwriting experience.
• Two+ years underwriting leadership experience.
• Experience reviewing complex financial statements and credit reports.
• Ability to make timely, defensible risk decisions.
• Experience with sponsor banks and underwriting controls.

Responsibilities

• Lead, coach, and develop underwriting team and manage workload.
• Review complex, elevated-risk merchant applications.
• Monitor turnaround times, quality, and performance metrics.
• Escalate high-risk decisions and act as primary escalation point.
• Maintain underwriting policies, procedures, and training materials.
• Collaborate with Risk, Compliance, Sales, Operations, and executives.

Skills

Merchant acquiring risk

Underwriting leadership

Financial statement analysis

Regulatory compliance

Decision making

Team coaching

CRM systems

Education

Bachelor's degree in finance, accounting, business

Equivalent combinations of education and experience

Tools

TSYS

Microsoft Office

Adobe Acrobat

CRM platforms

Job description

Quantum Electronic Payments LLC is seeking an experienced Underwriting Manager to lead the day-to-day operations of our merchant underwriting department. This hands-on leader will oversee application quality, turnaround times, team performance, escalated decisions, and sponsor bank compliance.

You will coach and develop a team, review complex underwriting cases, collaborate with Risk, Compliance, Sales, Operations and Executive Leadership, and drive policy updates, training, and process