Head of Payments Risk & Underwriting

Manifest Financial; United States; On-site; USD 130,000 - 160,000; Full time

Job summary

Manifest Financial is seeking a Head of Risk & Underwriting in the United States to oversee merchant underwriting and manage payments risk. This leadership role will develop policies, establish risk controls, and work with multiple teams to support responsible growth.

The ideal candidate will have over 10 years of experience in payments risk, and a strong understanding of regulatory compliance. A collaborative approach and clear communication skills are essential for success in this fast-paced environment.

Qualifications

• 10+ years of experience in payments risk or related financial services.
• Significant experience underwriting high-risk merchant categories.
• Strong communication skills and ability to translate complex issues into recommendations.

Responsibilities

• Lead merchant underwriting and payments risk management.
• Develop underwriting policies and approval standards.
• Establish risk-based controls and monitoring procedures.

Skills

Payments risk management

Merchant underwriting

Fraud detection

Cross-functional leadership

Regulatory compliance

Education

Relevant degree in finance or business

Job description

Manifest Financial is seeking a Head of Risk & Underwriting in the United States to oversee merchant underwriting and manage payments risk. This leadership role will develop policies, establish risk controls, and work with multiple teams to support responsible growth.

The ideal candidate will have over 10 years of experience in payments risk, and a strong understanding of regulatory compliance. A collaborative approach and clear communication skills are essential for success in this fast-paced environment.