Tupelo Relationship & Lending Manager

BankOkolona; Tupelo (MS); On-site; USD 70,000 - 95,000; Full time

Benefits offered by this job

Competitive salary

Local decision-making and access to领导

Direct access to senior leadership

Job summary

BankOkolona in Tupelo, MS is seeking a Relationship Manager to build and maintain strong client connections, originate and manage a loan and deposit portfolio, and provide tailored banking solutions. This on-site role emphasizes relationship growth and collaborating with internal teams to ensure top-tier service.

The position requires strong credit analysis and client-facing skills, with a focus on local market growth and community engagement. Eligibility for NMLS may apply for mortgage lending.

Qualifications

• 5+ years of lending or credit experience in a bank or financial institution.
• Demonstrated customer service and client relationship skills.
• Proficiency with Microsoft Office; experience with FIS Horizon or similar core is a plus.
• Demonstrated ability to generate new business and grow a loan portfolio.
• Solid understanding of credit analysis, loan structuring, and collateral evaluation.

Responsibilities

• Develop new loan and deposit relationships through referrals, community involvement, calling efforts, and professional networks.
• Originate and structure loans that meet bank policy and client needs.
• Analyze financial statements, tax returns, cash flow, and collateral to assess credit risk; prepare clear credit presentations for loan committee.
• Manage an assigned portfolio, including renewals, annual reviews, monitoring, and past-due follow-up.
• Cross-sell deposit and other bank services to build full relationships.
• Ensure loans comply with bank policy and applicable regulations.
• Work closely with credit, loan operations, and branch staff to deliver a smooth closing experience.
• Represent BankOkolona in the Tupelo community through civic, business, and nonprofit involvement.

Skills

Relationship management

Credit analysis

Communication

Self-motivation

Independent work

Education

Bachelor's degree in finance or related field

Tools

Microsoft Office

FIS Horizon

Job description

BankOkolona in Tupelo, MS is seeking a Relationship Manager to build and maintain strong client connections, originate and manage a loan and deposit portfolio, and provide tailored banking solutions. This on-site role emphasizes relationship growth and collaborating with internal teams to ensure top-tier service.

The position requires strong credit analysis and client-facing skills, with a focus on local market growth and community engagement. Eligibility for NMLS may apply for mortgage lending.