Strategic Credit Analysis Manager

Guaranty Bank & Trust Company; Tupelo (MS); On-site; USD 90,000 - 130,000; Full time

Job summary

Guaranty Bank & Trust Company in Tupelo, MS is seeking a Credit Analysis Manager to lead the credit analyst team and oversee end-to-end risk assessment for the loan portfolio. You will supervise financial statement spreading and complex credit analyses, developing models to support senior management decisions.

Join a team that collaborates with relationship managers, portfolio managers, and other departments to deliver timely, accurate analyses and compliant credit recommendations.

Qualifications

• Bachelor’s degree in accounting, finance, business, or related field.
• 5 years of experience in banking or credit analysis.
• Master’s degree or CPA preferred; equivalent experience considered.
• Strong knowledge of financial statements and ratios.

Responsibilities

• Oversee and perform financial statement spreading and credit analysis.
• Prepare credit memoranda and financial presentations for credit decisions.
• Develop forecasting models and tools for portfolio monitoring.
• Collaborate with portfolio managers, relationship managers, and credit approval authorities.
• Ensure compliance with bank policies and regulations and continuing improvement of processes.
• Train and develop analysts and management trainees.

Skills

Accounting knowledge

Excel

Financial modeling

Data analysis

Attention to detail

Communication

Team collaboration

Education

Bachelor's degree in accounting, finance, business, or related field

Master's degree or CPA preferred

Tools

Financial spreading software

Microsoft Office suite

Internal data systems

Job description

Guaranty Bank & Trust Company in Tupelo, MS is seeking a Credit Analysis Manager to lead the credit analyst team and oversee end-to-end risk assessment for the loan portfolio. You will supervise financial statement spreading and complex credit analyses, developing models to support senior management decisions.

Join a team that collaborates with relationship managers, portfolio managers, and other departments to deliver timely, accurate analyses and compliant credit recommendations.