Transaction Monitoring Associate

Alpha - Cross Border; Malta Ridge (NY); On-site; USD 31,000 - 34,000; Full time

Benefits offered by this job

Private Health Insurance

Pension scheme

Employee Assistance Programme (EAP)

Annual fitness allowance

Sponsored learning and development

Quarterly events & celebrations

State-of-the-art office

Job summary

Corpay is seeking a Transaction Monitoring Associate to join the Alpha Group, permanently based at our Malta office. You will join the Compliance team to analyse customer activity, perform investigations, and ensure AML and payment controls are followed.

Reporting to the Head of Transaction Monitoring, you will work with cross‑functional teams, master AML platforms, and contribute to the monitoring framework while staying current with sanctions and regulatory changes.

Qualifications

• Bachelor's degree in finance, business, or a related field.
• ACAMS or CFE certification is highly desirable.
• 1–2 years of experience in financial services with focus on EU/UK regulatory compliance.
• Strong knowledge of EU/UK AML directives and related regulations.
• Experience with transaction monitoring tools.

Responsibilities

• Conduct detailed investigations into flagged transactions and client activity, documenting findings.
• Maintain accurate records of investigations in accordance with AML/CFT regulations.
• Identify suspicious activity and follow escalation processes.
• Collaborate with internal teams to validate alerts and escalate high‑risk cases.
• Support internal stakeholders and master compliance platforms to streamline workflow.

Skills

Bachelor's degree in finance

ACAMS or CFE (desirable)

1–2 years regulatory compliance

EU/UK AML directives knowledge

AML monitoring tools familiarity

Education

Bachelor's degree in finance, business, or related field

Job description

Your role

Corpay is currently looking to hire a Transaction Monitoring Associate on a permanent basis within our Alpha Group division.

This position falls under our Cross Borders line of business and is based from our Malta office.

In this role you will form part of the Compliance team whose main duty is to safeguard the organisation by analysing customer activity, perform investigations and ensure all AML and payment related controls are adhered to.

This is a fantastic opportunity to apply your experience within a fast paced and exciting environment.

You will report into the Head of Transaction Monitoring and regularly collaborate with other teams across the division.

What you'll be doing

As a Transaction Monitoring Associate you will be expected to work from our Malta office. Corpay will set you up for success by providing:

• Assigned workspace in the designated office
• Company-issued equipment
• Formal, hands‑on training

How We Work

Role Responsibilities

• Conducting detailed investigations into flagged transactions and client activity, documenting findings and assessing exposure or potential non‑compliance with internal policy or regulatory requirements.
• Maintaining accurate, complete, and timely records of investigations in accordance with internal policies and applicable AML/CFT regulations.
• Being responsible for identifying suspicious activity and following process to report these where required.
• Collaborating with internal teams to validate alerts, ensure consistency in decision‑making, and escalate confirmed or high‑risk cases for further review or regulatory reporting Contributing to ongoing development of Alpha’s transaction monitoring framework by proposing process improvements and control enhancements.
• Providing operational support to internal stakeholders, including assisting Customer Support and Onboarding teams in resolving transaction‑related queries or risk reviews.
• Mastering various compliance platforms and systems to streamline department workflow.
• Being involved in the delivery of compliance projects ensuring technical excellence and a practical, business driven approach.
• Staying up to date on sanctions and regulatory changes.
• Assessing transaction plausibility based on KYC and raise any red flags to the Compliance Department.
• Escalating and report suspicious activity when identified via the official channels.

Qualifications & Skills

• Bachelor’s degree in finance, Business, or a related field.
• A relevant professional certification (e.g., ACAMS, CFE) is highly desirable.
• 1 - 2 years of experience in the financial services industry, with a strong focus on EU and UK regulatory compliance and transaction monitoring.
• In-depth knowledge of EU and UK regulatory frameworks, including the 4th and 5th Anti-Money Laundering Directives, EU Funds Transfer Regulation, UK Money Laundering Regulations, and other relevant directives and regulations.
• Familiarity with transaction monitoring tools and systems, and the ability to leverage technology for efficient and effective monitoring in accordance with EU and UK standards.
• Excellent analytical skills, with the ability to interpret complex financial data, identify patterns, and draw sound conclusions aligned with EU and UK regulations.
• Strong problem-solving and decision-making abilities, with the capacity to exercise judgment and make appropriate recommendations within the EU and UK regulatory requirements.

Benefits & Perks

• Private Health Insurance and Life Insurance for all employees from Day 1 of employment, including private hospital coverage.
• Pension scheme.
• Employee Assistance Programme (EAP).
• Annual fitness allowance.
• Sponsored learning and development.
• Quarterly Events & Celebrations.
• Brand new state‑of‑the‑art office.

Pay Transparency

The salary range for this position is EUR 28000 - 30000 annually and will be discussed during the recruitment process. The final offer will be determined based on objective, gender‑neutral criteria, including relevant skills, professional experience, and qualifications. Corpay maintains structured compensation practices and regularly reviews pay to support compliance with equal pay principles and applicable EU legislation. Additional compensation elements, including benefits and variable pay, if applicable, will be discussed during the recruitment process.

About Corpay

Corpay is a global technology organization that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments. At Corpay, we are committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions. We believe that diversity, equity, and inclusion strengthen our teams, drive innovation, and support our continued success globally.

Notice to Recruitment Agencies and Search Firms

Corpay does not accept unsolicited resumes from agencies or search firms without a valid written agreement in place. Any unsolicited candidate submissions will become the property of Corpay, and no fees will be paid related to such submissions. Learn more about Corpay: https://www.corpay.com

Transparency & Compliance

Equal Opportunity Employer Corpay is committed to providing equal employment opportunities to all applicants and employees. Employment decisions are made without regard to race, color, religion, sex (including pregnancy), gender, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, marital status, genetic information, military or veteran status, or any other characteristic protected by applicable law. Corpay is committed to fostering an inclusive workplace where individuals are respected and valued for their diverse perspectives, experiences, and contributions. If you require reasonable accommodation during any part of the application or interview process, please notify a representative of the Human Resources Department.

Use of Artificial Intelligence in Hiring

Corpay may use artificial intelligence (AI) and other technology-enabled tools to support certain aspects of the recruitment process, such as application screening, candidate assessment, or interview scheduling. These tools are designed to enhance efficiency, consistency, and fairness throughout the hiring process. AI tools do not make final hiring decisions. All employment decisions involve human review. Corpay is committed to the responsible use of AI, including appropriate oversight and safeguards designed to support fair and unbiased outcomes.

Candidate Privacy Notice

For information about how Corpay processes personal information during the recruitment process, please review our Candidate Privacy Notice: https://www.corpay.com/privacy-policy.

Pay Philosophy

Corpay is committed to fair, equitable, and transparent compensation practices. Compensation decisions are based on objective, job-related factors including skills, experience, qualifications, and market benchmarks. Where required by applicable law, salary or compensation ranges will be included in the job posting or provided prior to the interview process, where required by applicable law. Additional compensation elements such as bonuses, incentives, benefits, or variable pay may apply where applicable.

Fast‑growing, global, rewarding, fun, involved – at Corpay, we are all of these and more. If you are an experienced and self‑motivated professional who can perform at a high level, you will be rewarded. If you have great ideas, we want to hear them. If you want your career to grow at the same rapid pace as our organization, this is the place for you. Whatever your area of expertise, you can take it to the next level at Corpay.