Title Underwriter - NC

RealtySouth; Cary (NC); On-site; USD 45,000 - 65,000; Full time

Benefits offered by this job

Medical insurance

401(k) with employer match

Paid vacation

Job summary

RealtySouth is seeking an organized title professional to draft and review title commitments and policies. You will underwrite based on preliminary opinions and ensure coverage aligns with underwriting guidelines for residential and commercial properties before final policy issuance.

You will handle premium payments, prepare deposits, issue revisions and endorsements, and compile monthly reports for title companies.

Qualifications

• Minimum of high school diploma or GED.
• 1–2 years office administrative or insurance industry experience.
• Proficiency with Microsoft Office (Word, Excel, Outlook).

Responsibilities

• Draft and recommend title commitments and policies after review of title.
• Process and issue title commitments and policies.
• Answer requests for searches, premium quotes and underwriting questions.
• Receive and apply premium payments and prepare bank deposits.
• Issue commitment revisions and policy endorsements.
• Compile information for monthly reporting to title companies.
• Maintain underwriting requirements reference notebook.

Skills

Interpersonal skills

Customer service

Teamwork

Detail oriented

Education

High school diploma or GED

Tools

Microsoft Office

Job description

Review preliminary opinion of title research and recommend and issue commitment in compliance with underwriting procedures and guidelines for residential and commercial properties prior to closing. Issue title policy, apply premium payments and prepare and generate related reports.

Job Duties and Responsibilities (Essential Job Functions)

1. Draft and recommend title commitments and policies. (60‑65%)
   
   • Review preliminary opinion of title from closing attorney and underwrite; apply requirements, determine exceptions and insurance coverage amount.
   • Issue commitment and make revisions as requested from closing attorney prior to closing.
   • Issue title policy upon receipt of final opinion of title from closing attorney.
2. Answer phone call requests for searches of prior policies, premium quotes, and underwriting questions. (10‑15%)
3. Receive and apply premium payments, post payments and prepare bank deposit. (10‑15%)
4. Issue commitment revisions and policy endorsements. (10‑15%)
5. Compile information for monthly reporting to title companies for which policies are issued. (0 - 5%)
6. Maintain notebook to quickly access current underwriting requirements and exceptions. (0 - 5%)
7. Perform other duties as requested or assigned. (0 - 5%)

Performance Expectations

• Meet all performance and behavior expectations outlined in the company performance appraisal form or communicated by management.
• Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
• Establish and maintain positive and productive work relationships with all staff, customers and business partners.
• Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities. Take personal initiative for technical and professional development.
• Follow the company HR Policy, the Code of Business Conduct and all subsidiary and department policies and procedures, including protecting confidential company information, attending work punctually and regularly, and following good safety practices in all activities.

Qualifications

Education:

• Minimum of high school diploma or GED.

Experience:

• One to two years office administrative or insurance industry experience.

Knowledge and Skills:

• Proficiency with business software and Microsoft Office including Word, Excel and Outlook.
• Strong interpersonal and customer service skills.
• Ability to work as a member in a team-oriented environment.
• Ability to be flexible and handle multiple tasks under deadline pressure.
• High-degree of integrity, self‑motivated, detail oriented, and possess a good aptitude for figures.

Other (licenses, certifications, schedule flexibility/OT, travel, etc.):

• Position requires employee to currently have or to acquire a title insurance agent license within first three months of employment.

We offer a full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)

Equal Opportunity Employer

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.