Title Underwriter

HomeServices of America; Hendersonville (NC); On-site; USD 52,000 - 75,000; Full time

Benefits offered by this job

Medical

Health Savings Account

Dental

Vision

Life Insurance

Paid Vacation (PTO)

401(k) with employer match

Flexible Spending Account

Employee Assistance Program (EAP)

Job summary

HomeServices of America is seeking a detail-oriented office professional to support title commitments, policies and underwriting for residential and commercial properties. You will handle premium processing, reporting, and inquiries from closing attorneys.

The role emphasizes accuracy, teamwork, and timely handling of multiple tasks under deadlines, with a broad benefits package and room for growth within a supportive environment.

Qualifications

• High school diploma or GED required.
• 1-2 years office administrative or insurance industry experience.
• Proficiency with business software and Microsoft Office including Word, Excel and Outlook.
• Strong interpersonal and customer service skills.
• Ability to work as a member in a team-oriented environment.
• Detail oriented and able to handle multiple tasks under deadline pressure.

Responsibilities

• Draft and recommend title commitments and policies. (60-65%)
• Review preliminary opinion of title from closing attorney and underwrite; apply requirements, determine exceptions and insurance coverage amount.
• Issue commitment and make revisions as requested from closing attorney prior to closing.
• Issue title policy upon receipt of final opinion of title from closing attorney.
• Answer phone call requests for searches of prior policies, premium quotes, and underwriting questions. (10-15%)
• Receive and apply premium payments, post payments and prepare bank deposit. (10-15%)
• Issue commitment revisions and policy endorsements. (10-15%)
• Compile information for monthly reporting to title companies for which policies are issued. (0-5%)
• Maintain notebook to quickly access current underwriting requirements and exceptions. (0-5%)
• Perform other duties as requested or assigned. (0-5%)

Skills

Interpersonal skills

Customer service

Teamwork

Detail oriented

Time management

Education

High school diploma or GED

Tools

Microsoft Office Suite

Word

Excel

Outlook

Job description

Purpose of Job

Review preliminary opinion of title research and recommend and issue commitment in compliance with underwriting procedures and guidelines for residential and commercial properties prior to closing. Issue title policy, apply premium payments and prepare and generate related reports.

Purpose of Job

Review preliminary opinion of title research and recommend and issue commitment in compliance with underwriting procedures and guidelines for residential and commercial properties prior to closing. Issue title policy, apply premium payments and prepare and generate related reports.

Job Duties And Responsibilities (Essential Job Functions)

• Draft and recommend title commitments and policies. (60-65%)
• Review preliminary opinion of title from closing attorney and underwrite; apply requirements, determine exceptions and insurance coverage amount.
• Issue commitment and make revisions as requested from closing attorney prior to closing.
• Issue title policy upon receipt of final opinion of title from closing attorney.
• Answer phone call requests for searches of prior policies, premium quotes, and underwriting questions. (10-15%)
• Receive and apply premium payments, post payments and prepare bank deposit. (10-15%)
• Issue commitment revisions and policy endorsements. (10-15%)
• Compile information for monthly reporting to title companies for which policies are issued. (0-5%)
• Maintain notebook to quickly access current underwriting requirements and exceptions. (0-5%)
• Perform other duties as requested or assigned. (0-5%)

Performance Expectations

• Meet all performance and behavior expectations outlined in company performance appraisal forms or communicated by management.
• Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
• Establish and maintain positive and productive work relationships with all staff, customers and business partners.
• Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities.
• Follow company HR Policy, Code of Business Conduct, and all subsidiary and department policies and procedures.

Qualifications

Education:

• Minimum of high school diploma or GED.

Experience

• One to two years office administrative or insurance industry experience.

Knowledge And Skills

• Proficiency with business software and Microsoft Office including Word, Excel and Outlook.
• Strong interpersonal and customer service skills.
• Ability to work as a member in a team-oriented environment.
• Ability to be flexible and handle multiple tasks under deadline pressure.
• High degree of integrity, self-motivated, detail oriented, and possess a good aptitude for figures.

Other

• Position requires employee to currently have or acquire a title insurance agent license within first three months of employment.

We offer a full suite of benefits including:

• Medical
• Health Savings Account
• Dental
• Vision
• Life Insurance
• Paid Vacation (PTO)
• 401(k) with employer match
• Flexible Spending Account
• Employee Assistance Program (EAP)

Equal Opportunity Employer