Title Underwriter - NC

HomeServices of America; Cary (NC); On-site; USD 42,000 - 66,000; Full time

Job summary

HomeServices of America in Cary, NC is seeking a Title Insurance Agent to draft and recommend title commitments and policies, review preliminary opinions, and issue policies upon closing. The role also handles premium payments, endorsements, and monthly reporting to title companies; requires organization, attention to detail, and the ability to work under deadlines.

Candidate must obtain a title insurance agent license within the first three months of employment.

Qualifications

• Proficiency with business software including Word, Excel, and Outlook.
• Strong interpersonal and customer service skills.
• Able to work in a team and handle deadlines.
• High integrity, detail oriented, and good with figures.

Responsibilities

• Draft and recommend title commitments and policies.
• Review preliminary title opinions and underwriting.
• Issue commitments and policies before/at closing.
• Answer requests for searches, quotes, and underwriting.
• Process premium payments and deposits.
• Prepare monthly reporting to title companies.
• Maintain underwriting requirements knowledge.
• Perform other duties as assigned.

Skills

MS Office (Word/Excel/Outlook)

Interpersonal skills

Teamwork

Deadline-driven

Attention to detail

Education

High school diploma or GED

Job description

Job Duties and Responsibilities (Essential Job Functions)

• 1. Draft and recommend title commitments and policies. (60-65%)
• Review preliminary opinion of title from closing attorney and underwrite; apply requirements, determine exceptions and insurance coverage amount.
• Issue commitment and make revisions as requested from closing attorney prior to closing.
• Issue title policy upon receipt of final opinion of title from closing attorney.
• 2. Answer phone call requests for searches of prior policies, premium quotes, and underwriting questions. (10-15%)
• 3. Receive and apply premium payments, post payments and prepare bank deposit. (10-15%)
• 4. Issue commitment revisions and policy endorsements. (10-15%)
• 5. Compile information for monthly reporting to title companies for which policies are issued. (0 - 5%)
• 6. Maintain notebook to quickly access current underwriting requirements and exceptions. (0 - 5%)
• 7. Perform other duties as requested or assigned. (0 - 5%)

Performance Expectations

• Meet all performance and behavior expectations outlined in the company performance appraisal form or communicated by management.
• Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
• Establish and maintain positive and productive work relationships with all staff, customers and business partners.
• Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities. Take personal initiative for technical and professional development.
• Follow the company HR Policy, the Code of Business Conduct and all subsidiary and department policies and procedures, including protecting confidential company information, attending work punctually and regularly, and following good safety practices in all activities.

Qualifications

Education:

Minimum of high school diploma or GED.

Experience:

One to two years office administrative or insurance industry experience.

Knowledge and Skills:

• Proficiency with business software and Microsoft Office including Word, Excel and Outlook.
• Strong interpersonal and customer service skills.
• Ability to work as a member in a team-oriented environment.
• Ability to be flexible and handle multiple tasks under deadline pressure.
• High-degree of integrity, self-motivated, detail oriented, and possess a good aptitude for figures.

Other (licenses, certifications, schedule flexibility/OT, travel, etc.):

Position requires employee to currently have or to acquire a title insurance agent license within first three months of employment.

Benefits

• Medical
• Health Savings Account
• Dental
• Vision
• Life Insurance
• Paid Vacation (PTO)
• 401(k) with employer match
• Flexible Spending Account
• and Employee Assistance Program (EAP)

Equal Opportunity Employer

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.