Tech Underwriter, Small Commercial – Hybrid/Remote

The Hanover Insurance Group; Hartford (CT); Hybrid; USD 95,000 - 130,000; Full time

Job summary

The Hanover Insurance Group seeks an experienced Small Commercial Lines Technology Underwriter to join our growing team, with hybrid or remote work options. You will identify, underwrite and price technology accounts, applying risk selection, pricing and loss analysis to drive profitable growth.

You’ll collaborate with internal partners, manage a portfolio, and ensure compliance with guidelines while delivering strong client service and market intelligence.

Qualifications

• Bachelor’s degree or equivalent experience.
• 3–7+ years in standard commercial lines underwriting; experience with accounts $100K+ preferred.
• Strong knowledge of underwriting principles, pricing methodology, and risk assessment.
• Exceptional verbal, written, and presentation skills; ability to consult effectively with internal and external stakeholders.
• Negotiation & Judgment: skilled in exercising sound judgment and making informed business decisions.
• Adaptability: ability to learn quickly, adapt to change, and manage multiple priorities.
• Collaboration: strong team orientation; fosters inclusion and respect for diverse perspectives.
• Proficiency in underwriting systems/tools.

Responsibilities

• Identify, solicit, underwrite and price new and renewal Technology accounts.
• Apply underwriting concepts including risk selection, hazard identification, coverage implications, and loss analysis.
• Utilize underwriting tools and adhere to guidelines to ensure compliance and profitability.
• Understand pricing components and rating methodology; correlate pricing to exposure and financial analysis.
• Ask critical questions to uncover full scope of operations and exposures.
• Complete file documentation per best practices and regulatory requirements; clearly articulate account decisions.
• Follow CAT guidelines and maintain underwriting discipline to minimize exposure and appropriately price risks.
• Underwrite and price Technology specialty coverages such as products, professional, and cyber liability.
• Manage assigned portfolio to achieve goals for premium, profitability, retention, and new business.
• Analyze financial reports and insurance performance metrics to inform risk management decisions.
• Understand market factors impacting pricing and competition.

Skills

Underwriting knowledge

Pricing methodology

Risk assessment

Communication skills

Negotiation

Adaptability

Collaboration

Organizational skills

Technology tools

Education

Bachelor’s degree or equivalent experience

Tools

Underwriting systems

Job description

The Hanover Insurance Group seeks an experienced Small Commercial Lines Technology Underwriter to join our growing team, with hybrid or remote work options. You will identify, underwrite and price technology accounts, applying risk selection, pricing and loss analysis to drive profitable growth.

You’ll collaborate with internal partners, manage a portfolio, and ensure compliance with guidelines while delivering strong client service and market intelligence.