Target2 Payment Operations Lead – Remote/Hybrid

Finom; United States; Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Stock options

Hybrid/Remote across Europe

Work & Swim program

EU work access

Professional development

Job summary

Finom is seeking a Payments Operations lead to own TARGET2-related processes end-to-end. You will design, document, validate in UAT, and run the T2 platform as BAU, acting as operational contact for the scheme, DNB and partner banks.

You will coordinate with Eurosystem, DNB, SWIFT/NEXI, FIS, and cross‑functional teams to ensure smooth migration and incident handling, enabling a resilient and compliant payment operations environment across Europe.

Qualifications

• Hands-on with TARGET Services (RTGS, TIPS) GUI/U2A/A2A actions.
• Experience in payment operations at a bank, EMI, or PSP; SEPA preferred.
• Ability to write SOPs and establish controls.
• Comfort working with regulators, partners, and technical teams.

Responsibilities

• Own core payment processes: SCT/SCT Inst recalls, SWIFT enquiries, missing funds, and refunds.
• Run the T2 platform day-to-day in GUI; maintain reference data and four-eyes controls.
• Manage migration from BNPP to direct participation with traceability by BIC and path.
• Cover reconciliation and liquidity; coordinate with Finance Ops/Treasury for funding/defunding.
• Handle incidents and contingency; define escalation routes and DNB reporting.
• Collaborate with Eurosystem, DNB, SWIFT/NEXI, FIS, and product/engineering for platform behavior.

Skills

TARGET Services

RTGS

TIPS

U2A/A2A

SEPA SCT

Regulatory liaison

SOPs

Controls

English

Tools

CRDM reference data

SWIFT messaging

Job description

Finom is seeking a Payments Operations lead to own TARGET2-related processes end-to-end. You will design, document, validate in UAT, and run the T2 platform as BAU, acting as operational contact for the scheme, DNB and partner banks.

You will coordinate with Eurosystem, DNB, SWIFT/NEXI, FIS, and cross‑functional teams to ensure smooth migration and incident handling, enabling a resilient and compliant payment operations environment across Europe.