T2 Payment Ops Lead | SWIFT/TARGET2, Controls

Finom; United States; Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Stock Options Program

Work & Swim Program: one month in a cy

Job summary

Finom seeks an experienced Payment Operations professional to own core payment processes, including recalls, investigations, and refunds. You will manage the T2 platform, maintain CRDM reference data, and implement four-eyes controls.

The role requires coordinating with regulators, partners, and technical teams to ensure traceability and compliant operations. As part of the team, you will drive SOx-like controls, aid migration efforts to direct participation, and collaborate with

Qualifications

• 2–3+ years of payment operations experience at a bank, EMI, or PSP.
• Familiarity with investigations, recalls, returns, and SWIFT / ISO 20022 messaging.
• Experience writing SOPs and controls, or the ability to learn quickly.
• Comfortable working with regulators, partners, and technical teams.
• Able to make sign‑off and escalation decisions with support from the team.

Responsibilities

• Own core payment processes, including recalls, investigations, SWIFT inquiries, and refunds.
• Manage T2 platform day to day, maintain reference data and four-eyes controls.
• Coordinate migration from BNP Paribas to direct participation and ensure traceability by BIC/path.
• Link Payment Operations with reconciliation, funding and defunding decisions.
• Build incident processes around DNB, FIS, and TARGET escalation routes; define contingency approach.
• Collaborate with Product and Engineering to specify platform behavior and ensure customer impact is avoided.

Skills

Payment operations

SWIFT / ISO20022 messaging

T2 / TARGET Services (RTGS, TIPS)

Regulatory/operational liaison

Job description

Finom seeks an experienced Payment Operations professional to own core payment processes, including recalls, investigations, and refunds. You will manage the T2 platform, maintain CRDM reference data, and implement four-eyes controls.

The role requires coordinating with regulators, partners, and technical teams to ensure traceability and compliant operations. As part of the team, you will drive SOx-like controls, aid migration efforts to direct participation, and collaborate with