Structured Finance Specialist

CARDO AI; United States; On-site; USD 110,000 - 170,000; Full time

Benefits offered by this job

Competitive salary

Comprehensive benefits

Generous paid time off

Flexible working options

Mentorship opportunities

Job summary

A leading financial services firm in the United States is seeking a Structured Finance Specialist to join their team. This role involves analyzing complex structured credit transactions, collaborating with clients, and integrating large datasets into proprietary financial models. The ideal candidate will have 3 to 7 years of experience in structured finance and strong analytical skills. This position offers a competitive salary and comprehensive benefits, fostering an environment of growth and autonomy.

Qualifications

• 3 to 7 years of experience in structured finance, securitizations, leveraged finance, or asset-based lending.
• Strong analytical skills with experience in large datasets.
• Exceptional communication skills and passion for client interaction.

Responsibilities

• Analyze securitization and asset-based lending structures.
• Map data sources to proprietary financial models.
• Act as a trusted advisor to financial institutions.
• Collaborate with various teams for seamless processes.

Skills

Structured finance expertise

Analytical skills

Client communication

Problem-solving mentality

SQL proficiency

Tools

SQL

Python

R

Job description

About Cardo AI

Since 2018, Cardo AI has been empowering banks, trustees, and investors with a platform that optimises portfolios, streamlines transactions, and unlocks new growth opportunities. With over $40Bn in assets under management, our goal is to expand the ABF market beyond $40Tn while fostering a future based on speed, confidence, and innovation. By combining automated workflows, comprehensive data, and AI-driven insights, we turn complexity into opportunity, helping clients stay ahead in an evolving market.

Encina, Blackstone, and other top institutions trust Cardo AI to power their private credit strategies.

We’ve closed a funding round co-led by Blackstone, FinTop Capital, and JAM Fintop to accelerate our mission: making Private Credit and Asset-Based Finance markets more accessible and scalable.

The Role

As a Structured Finance Specialist, you’ll play a key role in executing structured credit transactions across various asset classes. Reporting to the Head of Client Integration, you will collaborate with financial institutions, alternative investors, and internal teams to deliver data‑driven solutions that drive industry transformation. This role offers autonomy and exposure to global stakeholders, providing an opportunity to take ownership and make a significant impact in the alternative investment space.

What You Will Do

• ✅ Transaction Analysis – Analyze securitization and asset‑based lending structures, extracting key insights from reports, legal documentation, and transaction mechanics to optimise investment strategies.
• ✅ Data Integration & Modeling – Work with large datasets, mapping data sources to Cardo AI’s proprietary financial models. Experience with SQL, Python, R, or similar tools is a plus, but training will be provided.
• ✅ Client Collaboration – Act as a trusted advisor to financial institutions, delivering tailored solutions that enhance efficiency and returns.
• ✅ Cross‑Functional Engagement – Collaborate with Customer Success, Product, and Engineering teams to ensure seamless process implementation.

What We’re Looking For

• ✔ 3 to 7 years of experience in structured finance, securitisations, leveraged finance, or asset‑based lending.
• ✔ Strong analytical skills and experience working with large datasets. Familiarity with SQL and other tools is preferred, but we offer training.
• ✔ A problem‑solving mindset and ability to drive projects forward autonomously.
• ✔ Exceptional communication skills and a passion for client interaction in a fast‑paced, high‑growth environment.

Why Cardo AI?

Joining Cardo AI is more than just a job it’s an opportunity to shape the future of the Private Credit and Asset‑Based Finance markets. Your work will directly influence the direction of our cutting‑edge products and empower clients to unlock growth. At Cardo AI, we value innovation, passion, and risk‑taking, offering mentorship and career growth opportunities for top performers.

What We Offer

• 💡 Autonomy & Influence: Take ownership of your work and make decisions that shape the industry.
• 📈 Growth & Learning: Enjoy training, mentorship, and the flexibility to evolve within the company.
• 💼 Work‑Life Balance & Flexibility: Enjoy flexible working options that support both personal and professional life.
• 🎯 Challenging Problems to Solve: Tackle meaningful challenges that will sharpen your skills.
• 💙 A Culture of Care: We prioritise teamwork, transparency, and a customer‑first approach.

Benefits & Compensation

• 💰 Competitive pay range: $110,000 - $170,000, with flexibility based on experience, seniority, and industry knowledge.
• 🏥 Comprehensive Benefits: Healthcare, dental, and vision insurance.
• 🌴 Paid Time Off: Generous leave policies to help you recharge.
• 🚀 Collaborative Culture: Work with a team that values creativity and initiative.

Seniority level

Not Applicable

Employment type

Full‑time

Job function

Finance and Analyst

Industries

Software Development and Financial Services

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